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AARP recently posted an article on secret spending between spouses that highlighted a Consumer Education Services, Inc. survey on financial infidelity. The article states: Are you guilty of financial infidelity or spending money your spouse doesn’t know about? In a recent survey commissioned by CESI Solutions, a nonprofit agency dedicated to debt-free living, 80 percent […]

Saving for a rainy day? Chances are you learned that from your parents. Worry a lot about money and debt? Parents and grandparents most likely did as well. Big spender? Charitable giver? You probably didn’t come up with those traits on your own. Turns out we inherit a lot more from our parents than eye […]

A recent post on MSN Money highlighted a CESI Survey on Retirees and Debt. This article on the 6 Credit Mistakes that Retirees make highlights some of the important points: A recent survey by Consumer Education Services, Inc. in Raleigh, N.C., revealed that nearly 40% of seniors who have accumulated debt in their retirement years […]

Raleigh, NC – March 28, 2011 – Consumer Education Services, Inc., a Raleigh, NC-based national nonprofit credit counseling agency who is currently helping more than 70,000 Americans become debt-free through debt management programs is really following through on its commitment to help clients avoid unnecessary financial hardships. “Ms. M”, 72, has been a responsible CESI […]

This survey was commissioned by the national nonprofit credit counseling agency, CESI Debt Solutions in January 2011. Respondents had no affiliation with CESI and were recruited online by a third party research company. Do you keep/maintain a regular savings plan, putting money away in a savings account frequently? Answer Percentage Yes 46.50% No 41.35% No […]

Treating yourself is fun, but paying off debt, boosting savings with refund check is better Raleigh, NC – March, 2011 – There’s no shame in admitting getting a check in the mail is fun. And this year, about 75 percent of Americans will find a refund check from the IRS in the mail. Even better, […]

Helping workers who lose their jobs, keep their homes: N.C. Foreclosure Prevention Fund™ Adds 13 Counseling Agencies Statewide RALEIGH (March 15, 2011) – The state’s new foreclosure loan program for unemployed workers just strengthened its statewide reach. The N.C. Housing Finance Agency this month has added 13 HUD-approved counseling agencies to the N.C. Foreclosure Prevention Fund™, […]

CESI’s recent survey on financial infidelity was featured in a recent post in the New York Times: How Common is Financial Infidelity? Meanwhile, according to a different July survey from the nonprofit CESI, 80 percent of spouses spend money that their partner doesn’t know about. The secret spending occurs in categories such as clothing and […]

Raleigh, N.C. (Feb. 9, 2011) – In an ongoing effort to raise standards in the debt relief industry and improve consumer protections, a diverse group of leading debt relief companies have formed a new organization devoted to consumer advocacy. The organization is spearheaded by Steve Rhode, a consumer advocate and founder of the website GetOutofDebt.org. […]

Raleigh, NC – November 11, 2010- Look out children, spouses, distant relatives and even creditors. The money you might be expecting to receive from an estate may not be there after all….it could be wiped out paying off the debts of the deceased. A recent survey of more than 200 Americans, commissioned by the national […]