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  • Need Extra Cash? Here’s How to Launch a Side Gig

    The COVID-19 pandemic has triggered many challenges for American households. Among them is widespread job losses as business shut down as part of efforts to prevent the transmission of the coronavirus. Now, even as the working world gets back to business, workers are experiencing reduced hours and furloughs that are having a big impact on […]

    July 13, 2020
  • Why A Debt Consolidation Loan May Not Be the Best Answer

    When you’re in debt, a debt consolidation loan can seem like the best solution, but it could create more problems than it solves.

    July 8, 2020
  • 6 Frugal Ways to Enjoy Your Summer While Social Distancing

    This is certainly a different type of  Summer than any of us have ever experienced. For many people, the images of Summer fun in their mind include crowded theme parks, packed out beaches, enjoying blockbuster movies, and eating out. While many of these more expensive and traditional summer activities may not be in the cards […]

    July 6, 2020
  • Why It’s Important to Make More Than The Minimum Payment

    Paying the minimum on your credit card each month may seem tempting because the minimum is usually a small amount. This isn’t a good idea.

    June 29, 2020
  • How Lending Money Can End Badly For You

    It may be tempting to consider lending money to help out your cousin who just lost his job or your best friend who needs help buying a new car, but you may want to think twice before lending to them or cosigning on a loan. Lending Money – Good Intentions Gone Wrong A study from […]

    June 24, 2020
  • Retirement Savings for the Self-Employed

    Most adults are familiar with a 401(k) and how important it is to save for retirement, but what about those individuals who are not employed by a company or organization? How does retirement savings for the self-employed work? How they can save for retirement and receive the benefits of tax-deferred saving? Unlike an employee who […]

    June 22, 2020
  • Rebuilding Your Finances In a Crisis

    The COVID-19 pandemic has dealt a bevy of challenges to consumers. Efforts to curb the spread of the coronavirus have shut down businesses across the country, triggering furloughs and tens of millions of job losses. The result, for many, is a devastating blow to their personal finances as they attempt to cover day-to-day expenses without […]

    June 17, 2020
  • Frugal Father’s Day Gift Ideas

    Father’s Day is only a few days away and if you’re like many of us, you’re looking for the perfect frugal father’s day gift idea for your dad. Dads are notoriously hard to buy for, and most dads I know have gotten more than their fair share of ties, socks, sports memorabilia, and grilling gear […]

    June 15, 2020
  • Do We Have Too Much Stuff?

    When most of the U.S. entered into the sheltering-in-place phase in March of 2020,  everything was upended. Our fears were exposed and the truth about our shopping habits was laid bare. True confessions; I like going to stores.  I want B & N  to have any book I decide to read. I truly believed Jasmine […]

    June 10, 2020
  • CESI Named To List of 2020 Best Employers in North Carolina

    Consumer Education Services Inc. (CESI) was named by Business North Carolina as one of the 2020 Best Employers in North Carolina. This is the second consecutive year that CESI was featured on the list. The Business North Carolina awards program was designed to identify, recognize, and honor the best employers in North Carolina, benefiting the economy, […]

    June 8, 2020
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