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Why October is an Important Month for College Financial Aid
Most full-time students rely on some form of college financial aid to pay for their education. According to the College Board, about two-thirds cover at least part of the cost for college with grants and scholarships. Among those financial aid dollars, about 57 percent are in the form of grants and 34 percent were federal […]
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What Credit Reporting Agencies Know About You and Where They Get Their Information
Most people know about the big three credit reporting agencies; Equifax, Experion, and Trans Union. The information in your credit report is available to lenders, banks, and credit card companies who make decisions about lending based on the information contained in the report. But what do these credit reporting bureaus know about you and where […]
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How COVID-19 has Impacted College Students
The COVID-19 pandemic has served up unprecedented challenges for every segment of the population. Essential workers must protect themselves daily from contracting the coronavirus. With school held remotely across the country, working parents must figure out how they’ll also keep their jobs. And millions have lost their jobs or face extended furloughs. COVID-19 has impacted […]
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How Does Your Body React to Financial Danger?
We are fully integrated, multi-dimensional beings and everything related to us, affects us. It’s virtually impossible to separate our thoughts and actions from our bodies. If you lay down to sleep, your whole body follows; your ears and feet don’t rest while your knees and elbows stay up. When you eat, it’s not just your […]
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Manage Your Money Better with Budgeting Tools
So, you’ve made the decision to manage your debt. Congratulations! Now what? Great question. First, you’ll need tools. Before deciding which tool to…
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Credit During Covid-19
With all the daily details we have to pay attention to, we really don’t need one more thing to keep track of, but have you thought about your credit during Covid-19? I know—it’s been five months since the initial sheltering in place order and we’re still in the middle of a pandemic that seems never-ending—but […]
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Rising Grocery Costs: How to Save Money
Have you noticed rising grocery costs when you shop for food lately? We may finally be able to find chicken and eggs at the grocery store after initial shortages when COVID-19 began, but prices for the items we need have been going up during the pandemic. A June report from the U.S. Bureau of Labor […]
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CESI 2019 Community Outreach Summary
At CESI, our mission is to empower people to overcome their financial challenges and lead financially-healthy lives. As part of our mission to offer financial education, we have a robust Community Outreach Program that offers financial literacy workshops and classes in our local community throughout the Triangle region of North Carolina. In 2019, we offered […]
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6 Tips to Address Financial Stress
Americans are increasingly stressed, and a primary cause of that stress is likely no surprise to many of us. A 2018 survey by Northwestern Mutual found that financial stress was the primary source of stress for 44% of those surveyed. And with all of the turmoil of 2020 and the COVID-19 pandemic, it’s likely that those […]