Tag: student loans

  • Do You Need a Four-Year Degree for a Good-Paying Job?

    Living the Dream? Let me first say that there is nothing wrong with pursuing or having a four-year degree. The familiar message that most of us heard growing up was to graduate high school, go to college, and get a good-paying job.  We believed that good-paying jobs ALWAYS followed a four-year college degree. Once you […]

  • Why October is an Important Month for College Financial Aid

    Most full-time students rely on some form of college financial aid to pay for their education. According to the College Board, about two-thirds cover at least part of the cost for college with grants and scholarships. Among those financial aid dollars, about 57 percent are in the form of grants and 34 percent were federal […]

  • Thankful for Good Debt?

    Debt is a huge drain on many Americans. In fact, American household debt hit a record $13.21 trillion in 2018. But, believe it or not, not all debt is bad. Some forms of debt can be classified as “good debt” – or debt that provides us with advantages – as long as we don’t abuse it. In […]

  • Headed for College? 6 Questions To Ask About Financial Aid Packages

    Every Spring, millions of college-bound students across the country start ripping open financial aid package letters from the colleges and universities that they’re considered. For many, the details in those packets will help them make one of the biggest decisions of their lives so far: Exactly where they will spend the next two to four […]

  • Paying Student Loans: Four Steps to Get Started

    Paying student loans can seem like watching the kitchen sink clog up—it is tempting to look away, but you might end up with a bigger issue in the end.  The first step to successfully paying student loans is to stop ignoring the problem. If you struggle with paying your student loans, you are not alone […]

  • College Students and Credit Cards – Good and Bad News For Parents

    College students are racking up student loan debt at record levels, but, when it comes to college students and credit cards, it turns out they are pretty cautious spenders. That’s the good news! A Sallie Mae report found that nearly two-thirds of college students pay their credit card balance in full each month and 26 […]

  • Is Student Loan Debt Out of Control? My Student Loan Story..

    It’s becoming more and more common for young adults graduating from college or other higher education programs to end their educational career with high amounts of debt. But how much is too much when it comes to student loan debt? At what point is the debt load that students are taking on too much to […]

  • Student loan debt consolidation – is it right for you?

    Should I consider student loan debt consolidation? The total amount of student loan debt in the United States is a moving target – and breaking records every minute. In fact, a student loan debt clock, developed for MarketWatch, pegs the growth in outstanding balances at $2,726.27 every second, pushing the grand total closer and closer […]

  • What’s Your Plan For Student Debt Management?

    20% of those with student loans default. This route wreaks havoc on credit scores andmakeslife even more difficult. There are solutions for student debt

  • Reduce the Stress of Student Loans Before You Even Start School

    Are you worried about student loan debt, even though school hasn’t started? There are ways to reduce your stress and keep your student loans under control.