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Tag: Retirement Investing 101

  • Retirement Savings for the Self-Employed

    Most adults are familiar with a 401(k) and how important it is to save for retirement, but what about those individuals who are not employed by a company or organization? How does retirement savings for the self-employed work? How they can save for retirement and receive the benefits of tax-deferred saving? Unlike an employee who […]

  • Retirement Investing 101: The Benefits of Saving Early

    This is the tenth post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1 or continue on to Part 11. Today I’ll be talking with you about the benefits and importance of investing early. Okay, I know that when you are in your twenties you are just starting […]

  • Retirement Investing 101: 401(k) Company Matching

    This is the final post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1. During my tenure at Fidelity Investments as a Retirement Representative, I would receive calls from employees who opted out of participating in their company’s 401(k). These calls were my biggest pet peeve, […]

  • Retirement Investing 101: The IRA and Roth IRA

    This is the fourth post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1 or continue on to Part 5. We have two more savings vehicles to review where you can really maximize your retirement savings so that you can do those extra things (traveling? spoiling the […]

  • Retirement Investing 101: Mutual Funds

    This is the seventh post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1, or continue on to Part 8. Welcome to the wonderful world of mutual funds! The basic definition of a mutual fund is a pool of money gathered by many investors to purchase a wide variety […]

  • Retirement Investing 101: Roth 401(k)

    This is the third post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1 or continue on to Part 4. Do you know the benefits of having a Roth 401(k)? Many people are not sure what exactly a Roth 401(k) is and how it can benefit them. A Roth […]

  • Retirement Investing 101: Am I On Track?

    This is the eleventh post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1 or continue on to Part 12. How do you know if you are on track toward having enough money saved for retirement? This is a very difficult question but necessary to review, though it’s impossible to […]

  • Retirement Investing 101: Investing in Stocks

    This is the fifth post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1 or continue on to Part 6. Investing. Some people feel excited by this word while others fear it. Investing can be very confusing, especially for those who have no idea what a stock or […]

  • Retirement Investing 101: 401(k) Withdrawals and Loans

    This is the ninth post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1 or continue on to Part 10. A few months ago, a client mentioned her plan to take a withdrawal from her 401(k) account to pay off her debt in full. I immediately went into ‘protective […]

  • Retirement Investing 101: Annuities

    This is the eighth post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1 or continue on to Part 9. Annuities: these are a complicated species. An annuity is a contract between an investor and the insurance company. There are two different types of annuities, fixed and variable. Fixed annuities […]

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