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Budgeting 101: Why is a Budget Important?
Learn how to make a budget to help secure your financial future. Budgeting helps you manage debt and expenses.
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Creating an Emergency Budget
For millions of Americans, the financial impact of COVID-19 is just starting to be felt. Reduced work hours, temporary layoffs and other hardships have caused significant financial stress for people in every state. What can a family do if they are facing a financial crisis do to stay afloat? Managing a financial setback requires a […]
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Are Your Spending Habits Based on Fear?
Saving money is helpful when it has a purpose and a plan. Looking forward with anticipation of a good future can be helpful in promoting positive spending habits. But fear-based spending habits aren’t helpful. Hoarding money with no plans to spend because of a fear of letting it go won’t move you towards a successful […]
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Here’s Why You Need Dedicated Savings Accounts
Dreaming of a new car, bigger home, dream vacation? Dedicated savings accounts can help you get there! If you’ve checked the box on an emergency fund, putting away about three months of salary to spend only when the unexpected happens, you’re moving down a solid path for financial success. Now, it might be time to […]
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5 Money Questions Before You Say, “I do”
In marriage, money isn’t always an easy subject to broach. Just consider these statistics: About 30 percent of couples say they disagree on money issues at least once a month, according to a 2016 report from Ameriprise Financial. Nearly 50 percent of people say they handle spending and saving in a different way from their […]
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Did You Get a Year End Bonus? Here are 4 Smart Ways to Spend It!
The good news for American workers is this: Year End Bonus amounts are increasing. The bad news, which will come as no surprise to many of us: They aren’t so common anymore. According to Accounting Principals, a staffing and recruitment firm, year end bonus payouts in 2017 are increasing in value by 66 percent, but […]
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Save More Money in the New Year: A Simple Road-map to Guide You
Next to health and fitness, personal finance goals are some of the most common New Year’s resolutions. Many people start a new year with a resolve to “save more money.” However, like most resolutions, the goal to save more money often gets put off until it is forgotten altogether. There are, however, several simple ways […]
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Five Reasons You Should Get Rid of Your Storage Unit
Nearly 11 million U.S. households, or almost 10 percent, rent a storage unit, according to the Self Storage Association, up from 6 percent in 1995. And these businesses are busy. In 2015, the occupancy rate for self-storage facilities was 90 percent, an increase from 87 percent just two years before. Those numbers have grown during […]
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Planning For Your Financial Future
Plan for your financial future If you’re driving to a place you’ve never been, you probably have a road map – or, more likely, your smartphone’s handy GPS – by your side. Along the way, you might check in from time to time, verifying an exit number or a street name so you don’t get […]
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How Many Bank Accounts Is Too Many?
Multiple bank accounts can help you save for specific financial goals. It can also get confusing.Here are our tips for figuring out how many work for you