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Tag: emergency fund

  • Thankful for Good Debt?

    Debt is a huge drain on many Americans. In fact, American household debt hit a record $13.21 trillion in 2018. But, believe it or not, not all debt is bad. Some forms of debt can be classified as “good debt” – or debt that provides us with advantages – as long as we don’t abuse it. In […]

  • 5 Tips For Facing a Financial Emergency

    Whether it’s an illness, a job loss, an unexpected home repair or some other financial emergency, nearly half of Americans faced a money crisis in the past year, according to CIT Bank’s savings survey. What’s worse: More than half of Americans aren’t prepared to handle one when it does happen. According to the survey, a […]

  • Start Facing Your Financial Fears

    Do you have financial fears? I recently read that it’s common for people to name some form of a financial fear as the thing that scared them most. There are many financial situations that make one’s heart beat faster and bring on mild feelings of panic. The “what-if” scenarios are the ones we tend to […]

  • Budgeting for Unexpected Expenses

    Planning and budgeting for the expenses that happen every month is typically simple and straightforward. But what about budgeting for Unexpected expenses? You know, the ones that creep up, seemingly without warning? Things like an accident, medical expenses or new tires for your car? We all have an idea of the amount we pay for […]

  • Nearly 1 in 4 Americans Aren’t Prepared For a Financial Emergency

    Many of us are not prepared for a financial emergency. In fact, nearly 1 in 4 Americans have bigger credit card bill than emergency fund, according to a new report from Bankrate.com. The survey found that 21 percent of respondents say their credit card debt is larger than the amount they have saved in case […]

  • Is Your paycheck Bigger Thanks to the New Tax Bill?

    American workers might be seeing a bit of a bump in their take-home pay, thanks to the new tax bill that President Trump signed into law in December of 2017. The U.S. Department of Treasury and the Internal Revenue Service estimate that under the new tax bill, 90 percent of wage earners will see an increase […]

  • How Much Emergency Fund Do I Need?

    Everyone should have an emergency fund. No matter what your financial situation is, whether you have accumulated debt or are comfortably budgeting all of your expenses, there is always a benefit to having money set aside for an emergency. While most people agree that having an emergency fund is wise, they may ask “how much […]

  • How to Budget Without a Steady Paycheck

    If you’re never quite sure how much money you’ll pull in from week to week, you have plenty of company. Learning to budget without a steady paycheck is a challenge that a lot of people experience. Thanks to a large number of underemployed people, who often are working part-time at hourly jobs, and the booming […]

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