Learn More About CESI’s Services
Everyone’s financial situation is different, which is why CESI provides a range of services from non profit credit counseling to debt consolidation options to our financial education curriculum. As your partner, we’re here to help you figure out which solution works best for your circumstances. And then help you put it into action.
CESI Debt Solutions
Debt Management
Our debt management plan (DMP) helps you regain control of your finances by allowing you to make one easy, affordable monthly payment. You make your payment to us, and we pay your creditors according to your plan.
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Bankruptcy Counseling
CESI is approved by the Executive Office of U.S. Trustees (EOUST) to provide Credit Counseling and Debtor Education bankruptcy certificates through our Start Fresh Today platform. We make these services available to you by telephone and online in both English and Spanish so you can conveniently get your certificates fast.
Housing Counseling
Whether you’re living in your dream home or looking to buy it, debt can threaten to close the door on your plans. At CESI, we offer extensive housing counseling services for prospective and current homeowners.
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Credit Counseling
With credit counseling, you can get a handle on your budget, create a financial action plan and figure out your debt-to-income ratio. These services are free, confidential and comprehensive, and we offer assistance over the phone, online and onsite.
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Financial Education
To achieve financial freedom, you need the knowledge to make smart money decisions. Through our financial education services, we provide free resources, both online and printed, that help you develop your financial confidence.
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Student Loan Counseling
CESI understands that dealing with your student loan debt can be confusing and overwhelming. We now offer access to a Do-It-Yourself tool that will enable you to enter your student loan information and receive a customized federal student loan analysis for just $39.99.