Our Services
Everyone’s financial situation is different, which is why CESI provides a range of services from nonprofit credit counseling to debt consolidation options to our financial education curriculum. As your partner, we’re here to help you figure out which solution works best for your circumstances. And then help you put it into action.
Debt Management
Our debt management plan (DMP) helps you regain control of your finances by allowing you to make one easy, affordable monthly payment. You make your payment to us, and we pay your creditors according to your plan.
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Housing Counseling
Whether you’re living in your dream home or looking to buy it, debt can threaten to close the door on your plans. At CESI, we offer extensive housing counseling services for prospective and current homeowners.
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Credit Counseling
With credit counseling, you can get a handle on your budget, create a financial action plan and figure out your debt to income ratio. These services are free, confidential and comprehensive, and we offer assistance over the phone, online and onsite.
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Financial Education
To achieve financial freedom, you need the knowledge to make smart money decisions. Through our financial education services, we provide free resources, both online and printed, that help you develop your financial confidence.
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Bankruptcy Counseling
Consumer Education Services, Inc. is approved to provide nonprofit budget and credit counseling services. We make these services available to you in-person, by telephone, and by internet in both English and Spanish. To ensure that you receive your certificate in a timely manner you must devote 60 to 90 minutes to the completion of the required budget and credit counseling process. Once you receive your certificate it is valid for 180 days after the completion of the counseling session. Fee waivers must be requested before starting the budget and credit counseling session.
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Assure Money Services
Assure Money Services is a comprehensive suite of services targeted to older adults, persons with disabilities, and/or their caregivers to provide them with a sense of financial well-being and relief from the stress of managing their finances.
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WiseTrac by CESI
WiseTrac provides employers an opportunity to offer financial education courses to their employees through an Employee Assistance Program. Individual consumers can also take advantage of the program to take control of their finances.
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