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Ready for Christmas? Start Prepping for Holiday Gift Giving Now!
Halloween is still a few weeks away. Is it really time to start preparing for holiday gift giving? The answer is easy: Yes! Christmas and other winter holidays can turn into major expenses for American families. In 2016, holiday retail sales in the United States totaled $655 billion, according to the National Retail Federation. Those […]
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Equifax Data Breach – What To Do Now
Equifax, one of the nation’s 3 credit reporting agencies, recently reported a data breach that could potentially impact 143 million Americans. If you have a credit report, your personal information could be at risk. If you have been the victim of a data breach, you may be wondering what to do now? It may seem frightening, but […]
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Buyer Beware: Watch Out For Deceptive Car Ads
There’s no question: Buying a car – used or new – is expensive. The average price for a new car topped $34,000 in June 2017, according to Kelley Blue Book analysts. Meanwhile, in 2016, the used-car transaction price reached a record high at $19,200, according to Edmunds. Considering that financial experts recommend the 20/4/10 rule […]
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A Financial Checklist For Natural Disaster
Most of us are aware, at least in general ways, of how to prepare for a pending natural disaster. We may know how to board up our homes to protect them from hurricanes, purchase bottled water when a storm is coming, stock up on non-perishable food items and make sure we have batteries on hand […]
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Student loan debt consolidation – is it right for you?
Should I consider student loan debt consolidation? The total amount of student loan debt in the United States is a moving target – and breaking records every minute. In fact, a student loan debt clock, developed for MarketWatch, pegs the growth in outstanding balances at $2,726.27 every second, pushing the grand total closer and closer […]
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Easing Homework Struggles – Before They Start
Free tools that help kids, parents get homework done As a new school year looms, some students and parents might just be gearing up for another year of battles – over homework struggles. In one Stanford University report, nearly 100 percent of high school students surveyed said homework was a stressor – and these were […]
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How Do You Refinance a Car Loan?
Many drivers do not realize that they can refinance their car loans in much the same way they would refinance their mortgages. The amounts may be lower and the terms may be shorter, but the two refinancing processes work in much the same way. So how does refinancing a car work? Unless you paid cash […]