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4 Ways to Combat Holiday Stress with More Gratitude
Holiday stress impacts just about anyone, but especially for those on a strict budget or facing financial hardships. The season, after all, is expensive. The average consumer expects to spend more than $1,000 during the 2018 holiday season, according to the National Retail Federation. It can be demoralizing. One study a few years ago found […]
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20 Success Stories from CESI Debt Management Graduates
If you’re looking for a way to manage unsecured debt, and trying to determine what’s best for your situation, a Debt Management Plan (DMP) may be an option you’ve considered. A DMP helps you to pay off unsecured debts through a non-profit credit counseling agency like CESI. Under a DMP, your enrolled debts are consolidated into […]
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Banking Basics : Understanding Banking and Saving
Banking and saving are an important aspect of personal finance that isn’t frequently talked about. While it falls under the area of personal finance, many of us assume that in this day and age that nearly everyone is part of a bank or credit union. Surprisingly, there are still large portions of the population that […]
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6 Tips For Women to Take Control of Their Retirement Planning
As women take on retirement planning, they have a lot riding against them. Study after study show that women earn less than men and typically take more time away from the workforce to care for children and aging family members. Women, more often, work part-time, making them ineligible for benefits such as job-sponsored retirement funds. […]
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CESI Celebrates Twenty Years of Enhancing Economic Security for Consumers
Raleigh, NC – Non-Profit Consumer Education Services Inc. (CESI) has reached an exciting milestone as the company is celebrating 20 years of delivering innovative financial services to consumers struggling to manage their financial well-being. Since 1998, CESI has been a trusted non-profit resource for more than a million individuals struggling financially, by offering counseling and financial […]
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Celebrating 20 Years of CESI History
Since 1998, Consumer Education Services Inc. (CESI) has been a trusted non-profit resource for individuals and families who are struggling financially. CESI offers financial counseling and solutions to help consumers address their unsecured debt and support to help make wise financial choices every day. CESI Mission Consumer Education Services, Inc. (CESI) is a non-profit service provider […]
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8 Ways to Save More Money, Even If You’re Broke
We’d all like to save more money. There are plenty of sites that will tell you ways to save money, but many of them involve tips that require spending money, like “buy a hybrid,” or “refinance your home.” What if you need to save money because you don’t have extra money to spend? We would […]
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Tailgating on a Budget
For the sports fanatic, tailgating is serious business. You need to nail down the right location in the parking lot; haul grills, tables and giant coolers to the spot; and, finally, get the food and all-too-important drinks just right. All of that can add up quickly. One infographic, created by IPG Media Lab in 2015 […]