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Renting While Rebuilding Credit
There are many reasons why renting a home is a good option for a family. You may need time to prepare for homeownership, or may only plan to live in the home for a short time. Another reason you may consider renting is that you are in the process of rebuilding credit. Unfortunately, credit issues […]
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Americans Had Jobs, Consumer Confidence—and More Credit Card Debt in 2018
Unemployment was historically low and consumer confidence was at an 18-year high in 2018, but, even with jobs and positive feelings about the economy, consumers didn’t give their credit card debt a rest, according to a new report from Experian, the consumer credit reporting company. In fact, the consumer debt study found that credit spending […]
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6 Ways to Cut Costs When Attending a Wedding
Weddings are expensive—even for the guests. Once you add up the costs to attend a shower, pre-wedding party and the actual wedding, a Bankrate.com survey says we spend as much as $370 on the nuptials of a distance friend or family member and $630 when a close friend or family member is tying the knot. […]
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How Much Would You Give Up To Get Out of Debt?
How far would you go to get out of debt? Would you give up something you find valuable? How much would you be willing to sacrifice? There’s no question that more American families are finding it harder to make ends meet and save money at the same time. In fact, recent data shows that more […]
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Borrowing Money from Friends or Family: A How To Guide
Whether it’s $2 for a cup of coffee, $20 for a bag of groceries or $2,000 to pay off credit card debt, many of us have resorted to borrowing money from friends and family to cover a quick splurge or pay off bills that we just can’t afford. In fact, according to Finder.com, an online […]
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Survey Reveals Top Barriers to Homeownership
2019 Consumer Financial Literacy Survey reveals the most significant obstacles faced by prospective homeowners, underscoring the need for homebuyer counseling and education. Raleigh NC (April 24, 2019) – As Financial Literacy Month is recognized throughout the nation, Consumer Education Services Inc. (CESI) and the National Foundation for Credit Counseling® (NFCC®) are working together to spotlight […]
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Twelve Successful Ways to Save More Money
A Guest Post By Barbara O’Neill, Ph.D., CFP, CRPC, AFC, CHC, CFEd, CFCS, Rutgers Cooperative Extension Savings is the foundation for investing. You cannot invest money if you have not saved it first. Like dieting, saving money is hard to start, even harder to maintain, and requires patience and discipline. When you achieve your financial […]
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More Married Couples are Getting a Roommate – Should You?
After saying, “I do,” you probably thought your spouse would be the only roommate you’d ever share your home with again. But, according to a new study, a growing number of married couples are actually getting a roommate to help them cut housing costs. A new study from Trulia.com finds that the number of married […]
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5 Tips For Facing a Financial Emergency
Whether it’s an illness, a job loss, an unexpected home repair or some other financial emergency, nearly half of Americans faced a money crisis in the past year, according to CIT Bank’s savings survey. What’s worse: More than half of Americans aren’t prepared to handle one when it does happen. According to the survey, a […]