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Debt Reduction Program Helps Consumers Struggling with Debt
Despite low unemployment numbers and a strong economy in recent years, many Americans continue to struggle with their personal finances. Alarmingly, delinquency rates are rising and total outstanding credit card debt is at an all-time high. The non-profit credit counseling industry has been a trusted resource for struggling consumers for many years, offering budgeting assistance, […]
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CESI Honored as a North Carolina Best Employer
Consumer Education Services Inc. (CESI) was recently named as one of the 2019 Best Employers in North Carolina. This program was created by Business North Carolina, NC SHRM and Best Companies Group. The survey and awards program was designed to identify, recognize, and honor the best employers in North Carolina, benefiting the economy, workforce, and […]
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Moving Towards Financial Independence – A Young Adult’s Perspective
For millions of young Americans, the young adult lifestyle is drawing to a close. Those who made college the best four years of their lives are now getting ready to venture off into financial independence. Many college graduates are making plans for the upcoming year, whether that’s starting their first jobs out of college, travelling, […]
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Community Loan Center of the NC Triangle Celebrates One Year
The Community Loan Center of the NC Triangle (CLC), a holistic employee financial wellness program offered by Consumer Education Services, Inc. (CESI) to employers throughout the region, is celebrating its one-year anniversary. CESI, a non-profit that provides comprehensive personal financial education and solutions with the goal of enhanced economic security for everyone they serve, launched […]
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Seven Ways to Stop Struggling With Finances
Not sure how much money you have—or how much you owe? You’re far from alone, according to a new study from Prudential, the financial services company. The study shows that many American families are struggling with finances. In its first Financial Wellness Census, the company found that one-third of American don’t have an “accurate handle” […]
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8 Signs You Need Help Managing Debt Infographic
It may be tempting to think ignorance is bliss when it comes to debt. Debt makes us uncomfortable and it can cause us to feel out of control. Ignoring debt and thinking it will take care of itself is rarely a solution that works. If you feel the nagging sense that you may be in […]
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Money Saving Tips Infographic
Are you looking for simple money saving tips? The folks at CESI get how hard it is to save your cash, so we put our heads together and came up with our best tips for saving. Following even a few of these tips will help get you started on the right track in no time. […]
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Summer Tips: Six Ways to Save on Kid’s Clothes
Any parent knows it’s not cheap to raise a child. In fact, the U.S. Department of Agriculture, in one report, found the annual cost can be between about $13,000 and $15,000 per child for the average family of four. That includes food, housing, transportation costs, child care, health care and, among other items, clothing. Clothing […]
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The Three Step Guide To Saving For a Vacation
It’s the time of year when everyone is thinking of a vacation. A couple of days of rest and relaxation sounds wonderful and would help you and your family to reconnect. There’s only one problem: vacations are expensive. Thankfully, with a few minor adjustments, saving for a modest vacation is within reach. You may not […]