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What is Financial Hardship?
Do you have a financial hardship? Find out what the term means and what your options are.
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4 Ways To Protect Your Money From Holiday Advertising
As a financial literacy educator, I begin each and every class I teach with a statement that I repeat throughout the lesson with the emphasis on a different word. “Everybody wants your money. Everybody wants your money. Everybody wants your money.” It’s usually when I emphasize the word “your” that eyes light up and there […]
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Thankful for Good Debt?
Debt is a huge drain on many Americans. In fact, American household debt hit a record $13.21 trillion in 2018. But, believe it or not, not all debt is bad. Some forms of debt can be classified as “good debt” – or debt that provides us with advantages – as long as we don’t abuse it. In […]
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Don’t Want Debt During The Holidays? Stay Off Social Media!
There’s an easy way to avoid going into debt during the holidays — if you can stay off your phone during the shopping season. According to a Credit Karma survey, about 22% of Americans go into debt during the holidays to buy gifts for friends and family. And nearly 70% said technology is making it […]
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Black Friday Shopping Tips
Black Friday is just around the corner. Everywhere you turn, you’re bombarded with another ad . It’s easy to get wrapped up in the hype and go overboard, spending more than you planned. To keep you on track with your financial goals, we’d like to share some Black Friday shopping tips that stores don’t want […]
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Veterans Day Survey: Active Duty Military Face Financial Concerns
As we celebrate Veterans Day, a recent study shows that our future veterans — active duty military members and their spouses — are struggling financially. According to the survey from the National Foundation for Credit Counseling and Wells Fargo, nearly 9 in 10 active service members — and 84% of their spouses or partners — […]
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Holiday Travel On a Budget
The holiday season is quickly approaching, and if you’re like millions of Americans, some type of travel is in your holiday plans. With limited resources, how can you accomplish holiday travel on a budget when you’re already spending on gifts? We’ve gathered some helpful tips for getting the best deals when it comes to holiday […]
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Banking Basics: How Online Banking Can Help You
For those who are new to banks and banking services, and for those who have been banking for a while, the same question is often shared: What’s the best way to track my accounts and spending? Keeping track of money can be challenging, but it’s necessary for a successful financial future. Let’s talk about Online […]
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Understanding the 529 College Savings Plan
The country’s student loan debt crisis is only getting worse. Thanks, in part, to the rising cost of college and stagnating wages, more than 44 million Americans owe a total of $1.5 trillion in student loans. For many, it will take years—even decades—to pay off the money they borrowed to go to college. Lawmakers in […]