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12 Out-of-the-Box Ways to Vacation at Home
That dream vacation to the beach, theme park, or quiet mountain retreat might be out of reach right now, but that doesn’t mean you should just plow through the year at work, letting your vacation days go to waste. Studies show again and again that stepping away from work can translate into all kinds of […]
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Pet Care for Our Furry Family Members
To say that the COVID pandemic has been a difficult time is an understatement, I realize this. To counterbalance the strain, people have been intentionally looking for ways to comfort themselves and their families. A tremendous upside has been the boost in pet adoptions. Many animal shelters are having every pet adopted out. People posted […]
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Is Minimalism Right for You?
When my husband and moved about eight years ago, we decided to get a storage pod so that we could pack at our leisure. Since we were both working, I thought this was a great idea. When my husband’s grandmother died, his mother inherited her things. When his mother passed away, we inherited all of […]
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NEWER, BIGGER, BRIGHTER, SHINIER
Beautiful Persuasion As a former store manager, I became adept at persuading people to part with their money. I knew my customers. I greeted them when they shopped, learned their kids’ and their pets’ names, favorite colors, and style preferences. I maintained a light touch and never forced anything on them but I created a […]
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How to Protect Ourselves from Scams Part 2
This is part two of my previous blog on how to protect ourselves from scams. As we anticipate another stimulus package we want to be as proactive as possible in protecting our finances. One of the best ways to protect ourselves is to just be aware of what’s going on around us. PAC Man One […]
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How to Protect Ourselves from Scams Part 1
A City Called Nub As a devotee of all things true crime for about twenty-five years, it’s hard for something to shock me. Enter Nub City, aka Vernon, Florida, in the Texas panhandle. Vernon had two-thirds of the entire nation’s accidental dismemberment insurance payouts. Almost all of the residents of Vernon had taken out insurance […]
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Online Piggy Bank: Digital Saving Apps
One of my most cherished childhood memories is going with my dad to the Philadelphia Savings Fund Society, a huge bank located in Center City. It was one of the tallest buildings in Philadelphia and was easily identifiable in the city skyline because the sign was a bright neon blue. The interior of PSFS was […]
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5 Ways to Start Saving More Money Now
The average American household likely has some savings, but not nearly enough. So how do you start saving if you’re not in the habit? According to a report from Bankrate.com, which analyzed data from the Federal Reserve, the typical American household has about $8,860 saved at a bank or credit union. But most advisors, according […]
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Understanding the 529 College Savings Plan
The country’s student loan debt crisis is only getting worse. Thanks, in part, to the rising cost of college and stagnating wages, more than 44 million Americans owe a total of $1.5 trillion in student loans. For many, it will take years—even decades—to pay off the money they borrowed to go to college. Lawmakers in […]