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The Best Financial Advice for Families Looking Toward the Future
By Guest Contributor: Sara Bailey: thewidow.net Having children brings on many new responsibilities, not the least of which is ensuring financial security for your whole family. It’s important to look at both the present and the future. Here’s some important financial advice for families to help you make responsible choices for you and […]
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Recent Study: Women More Likely to Skip Credit Card Payments
Women are more likely than men to skip credit card payments, according to a 2018 study from CreditCards.com. The poll, which surveyed 1,000 adults, found that 48 percent of women hadn’t paid their credit card bill on time at least once compared to 35 percent of men. Overall, 42 percent of people said they have […]
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Frugal Holiday Recipes for Less than $1 per Serving
Affordable Holiday Recipes to Help You Celebrate! Scanning the magazines in the grocery store or the countless recipe sites online, it’s so easy to get a little carried away with your holiday meal planning as you plan to make the stuffing that requires 20 ingredients or purchase the most expensive cut of beef. The recipes […]
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Just Three Christmas Gifts for Kids?
Why some families are scaling back on Christmas gifts for kids Until recently, the “perfect” Christmas included a beautiful tree overflowing with Christmas gifts for kids. Parents attempted to get every single item off their children’s wish lists – from bikes and gaming consoles to the trendiest boots and the hottest toy of the year. […]
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5 Holiday Spending Mistakes That Could Cost You
Guest Post: Darlene Aderoju works for America Saves, managed by the nonprofit Consumer Federation of America (CFA), which seeks to motivate, encourage, and support Americans to save money, reduce debt, and build wealth. Learn more at AmericaSaves.org. The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, […]
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Basics and Beyond: How to Get Things You Need For Free
The U.S. economy is growing, and unemployment is at an historic low, but plenty of Americans are still struggling to cover just the basics. A 2018 study from the Urban Institute, a nonprofit research group, found that nearly 40 percent of adults report that they or their families had trouble meeting at least one basic […]
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20 Success Stories from CESI Debt Management Graduates
If you’re looking for a way to manage unsecured debt, and trying to determine what’s best for your situation, a Debt Management Plan (DMP) may be an option you’ve considered. A DMP helps you to pay off unsecured debts through a non-profit credit counseling agency like CESI. Under a DMP, your enrolled debts are consolidated into […]
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How Saving Your Spare Change Adds Up
“Man cashes in pennies he’s been saving for 45 years.” “1.3 million penny collection turns into jackpot.” “Man cashes in 500 pounds of pennies he’s saved over 60 years.” Cash In Your Spare Change Occasionally, a headline will pop up in the news about a thrifty spender who has squirreled away an impressive collection of […]
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Financial Security Super Powers Infographic
According to The Federal Reserve, 47% of Americans do not have financial security and cannot access $400 in a financial emergency without going into debt or selling something. This means that nearly half of U.S. households do not have sufficient savings to withstand a financial emergency without difficulty or acquiring debt. The Report on the […]