Category: Money saving tips

  • 7 Ways to Reduce Your Electric Bill

    The cost of  electricity is a worry for many people, especially during the winter or summer months when heating and cooling is more frequently used.  If you are looking for ways to reduce your electric bill, a few simple changes around your home could cut your costs.   7 ways to reduce your electric bill 1. […]

  • Do You Have Unclaimed Money?

    If you’re struggling with a tight budget, here’s a fun fact to consider: Various government agencies and organizations are holding more than $58 billion in unclaimed money, according to CNN Money, and a piece of that pie could be yours. This isn’t some nefarious plot to keep you from your money. Often, we are the […]

  • 6 Smart Ways to Spend Your Tax Refund Infographic

    Most of us don’t enjoy tax time, especially if you think you might owe money. For some people however, the dread is overshadowed by the lure of a potential tax refund. For the 2018 tax filing season, the IRS anticipated that 70 percent of taxpayers would get a refund, and that the average refund is […]

  • 5 Ways to Make Summer Camp More Affordable

    Summer is just around the corner, and with Summer can come extra expenses while the kids are out of school. Summer camp isn’t just a fun way for kids to pass the summer days. It’s also a necessity for many families with parents who need to be at work and young children who can’t stay […]

  • Are You Spending More By Paying With Your Smartphone?

    It’s easier than ever to pay for the items you need and want. By paying with your smartphone using apps like Paypal, Venmo, Apple Pay and Google Wallet, you no longer have to whip out cash or our credit card for a cup of coffee or even an entire cart of groceries. Instead, you can […]

  • 7 Healthy Habits for Using Credit

    Nearly half of Americans carry some amount of credit card debt each month, according to a new survey from NerdWallet.com. And that debt is on the rise – totaling $420 billion in late 2018, an increase of 5 percent over 2017. Credit card debt can be costly – and stressful – for consumers. But that […]

  • 5 Ways to Celebrate Valentine’s Day on a Budget

    Are you looking for ways to celebrate Valentine’s Day on a budget? Roses, chocolate and dinner out can add up pretty quickly – especially around Valentine’s Day when those romantic gestures always seem to cost a little bit more than usual. Indeed, the average American spends about $140 on Valentine’s Day, according to the National […]

  • 5 Warning Signs That You Are Spending Too Much

    Are you spending too much? Maybe you’ve missed a few bills or you’re living, mostly, paycheck to paycheck. Or, perhaps you just have this underlying feeling of guilt whenever you splurge on something at the mall.  Whatever it is, before your financial health completely comes undone, there usually are warning signs that something isn’t quite […]

  • Overwhelming Child Care Costs? Consider a Dependent Care FSA

    From diapers to college, raising a child is expensive. And for parents of younger kids, overwhelming child care costs can truly eat up their budget. According to Care.com’s annual Cost of Care Survey, 32 percent of families say they spend 20 percent or more of their annual household income on child care. The average weekly […]

  • Employee Perks: Are You Taking Advantage of Them?

    With an unemployment rate below 4 percent, U.S. employers are boosting their efforts to keep their current employees on the job, and that includes offering more employee perks and benefits. From company gyms to college scholarships, businesses are doing what they can to retain and recruit strong employees. Indeed, according to the Society for Human […]