-
Don’t Want Debt During The Holidays? Stay Off Social Media!
There’s an easy way to avoid going into debt during the holidays — if you can stay off your phone during the shopping season. According to a Credit Karma survey, about 22% of Americans go into debt during the holidays to buy gifts for friends and family. And nearly 70% said technology is making it […]
-
How Having a Financial Accountability Partner Can Help You Reach Your Goals
Ways a Financial Accountability Partner Can Help You We depend on our friends for support when it comes to many things. Whether it’s helping us choose an outfit for the night out, aiding us in sticking to our diet, or assisting us in choosing our next hairstyles. The accountability that comes from our friends support […]
-
Save on Heating Costs with DIY Energy Saving Tips
Tips to Save on Heating Costs Cold weather is on it’s way for many parts of the Country, and winter is just around the corner. It’s not uncommon for winter heating to pose a significant challenge for household budgets in the winter month. For those who want to save on heating costs, what are the […]
-
5 Scary Money Mistakes That Could Come Back to Haunt You
There’s a chill in the air and Halloween decor is popping up everywhere we look. For retail stores, the holiday season kicks off at Halloween and doesn’t slow down until after Christmas. From a money perspective, the months of October, November and December can be scariest time of year, leading to debt in January. We’ve […]
-
Here’s Why You Need Dedicated Savings Accounts
Dreaming of a new car, bigger home, dream vacation? Dedicated savings accounts can help you get there! If you’ve checked the box on an emergency fund, putting away about three months of salary to spend only when the unexpected happens, you’re moving down a solid path for financial success. Now, it might be time to […]
-
It’s Not Too Early To Budget For The Holidays
Here we are, just a couple of months from what might be the most expensive time of the year for families: the holidays. The average American spends more than $1,000 on the winter holidays, according to the National Retail Federation. And many spend more, racking up debt that they have a difficult time paying off. […]
-
Do You Live in a Food Desert? 5 Ways To Still Eat Healthy on a Budget
The corner grocery store where you can pop in for an affordable gallon of milk and a bunch of bananas doesn’t exist anymore in many communities across the country. More and more neighborhoods sit squarely in a so-called “food desert,” areas in small towns to big cities where there is little to no access to […]
-
3 Ways to Get Affordable Monthly Car Payments
Consumers are looking for affordable monthly car payments, and for good reason. Car loan balances are at an all-time high, according to a new consumer debt study from Experian, totaling $1.27 trillion in 2018. Not only that, but the average monthly auto payment, according to the study, hit a new record in 2018. It now […]
-
Can You Save Time and Money Using Grocery Delivery Services?
If the aisles of your grocery store seem just a little bit less crowded these days, here’s why: More and more people are ordering their groceries online using Grocery Delivery Services. By 2022, the Food Marketing Institute says that consumers could be spending $100 billion a year on grocery delivery services. In fact, in the […]
-
How to Lower Bills that Impact Your Budget
Nobody wants to pay them, yet they come every month. Bills can put a real strain on a household’s finances. If you’re like many people, you may be looking for ways to lower bills. One study by doxoINSIGHTS found that in the 25 largest metro areas in the United States, the average American household pays […]