-
Online Piggy Bank: Digital Saving Apps
One of my most cherished childhood memories is going with my dad to the Philadelphia Savings Fund Society, a huge bank located in Center City. It was one of the tallest buildings in Philadelphia and was easily identifiable in the city skyline because the sign was a bright neon blue. The interior of PSFS was […]
-
Treat Yourself: Frugal Self-Care Options for Valentine’s Day
As the calendar gets closer to Feb. 14, thoughts usually turn to our loved ones as we look for ways to express our love and celebrate Valentine’s Day. But this year, more than ever, we all need to remember to take the time for a little self-care too. Frugal self-care options are essential for those […]
-
Use What You Already Have to Save Money
DOGGONE IT! I moved the large jar of peanut butter and found two jars of Kalamata olives. I had just purchased two more. Behind the two “found” jars of Kalamata olives, I found more peanut butter. Are you kidding me? Since the lockdown, I work from home and for some reason, I always think I […]
-
A New Year, A New Way
Because I’ve been staying home more due to COVID-19, I became somewhat oblivious to when the seasons changed from summer to fall and then winter. By not being outdoors as much, I missed the normal markers; the changing of the leaves; the increasing amount of Christmas decor at malls; the red cups at Starbucks. Besides […]
-
How to Budget for 2021 After a Year of Uncertainty
This past year hasn’t been easy for just about anybody. The COVID-19 pandemic, historic job losses, racial unrest and a turbulent election season made for an incredibly challenging year, including on our wallets. Building a Budget for 2021 In October, the Congressional Research Service, part of the United States Congress, estimated that half of all […]
-
How to Cut Holiday Shopping Costs and Avoid Holiday Debt
Americans will spend, on average, $805 on Christmas gifts this year, down from $942 in 2019, according to a new poll from Gallup. Nearly 30% of Americans say they plan on spending less on holiday gifts this year than last year. The drop and desire to cut holiday shopping costs is, no doubt, in large […]
-
Rising Grocery Costs: How to Save Money
Have you noticed rising grocery costs when you shop for food lately? We may finally be able to find chicken and eggs at the grocery store after initial shortages when COVID-19 began, but prices for the items we need have been going up during the pandemic. A June report from the U.S. Bureau of Labor […]
-
How Your Emotions Impact Spending
We know that our money is an extension of us. It doesn’t float around independently, saving itself, is spending itself or giving itself away. Our attitudes and priorities can be found in our money. Our emotions impact spending. One financial expert says that he can tell the kind of person he’s dealing with by looking […]
-
5 Ways to Trim Your Water Bill
Summer is prime time for hefty water bills. Are you experiencing sticker shock from your family’s water usage and looking for ways to trim your water bill? As we go about their lives, the average American uses about 80 to 100 gallons of water per day. The average home is a water guzzler too. It […]