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Savings vs. Money Market Account – Which is Best?
Building a plan to save your hard-earned money is essential for good financial health. And, once you start saving that money – whether it’s $5 a week or $500 a month – that plan should include where exactly you’ll put all of that cash. For new savers, the options can be confusing, especially as you […]
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Surviving Financially While You Are Unemployed
Maybe you have just graduated from college. Maybe you have recently relocated. Maybe you have been a victim of layoffs. Whatever the case, if you find yourself without employment, what do you do? First of all, don’t panic.Take a deep breath. You can get through this. You will survive, and you can even thrive. If you […]
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Three Big Reasons Why Budgets Fail
If you’ve ever gotten to the end of a month and wondered where all of your hard-earned money went, it’s probably time to revisit your budget. Living with a budget allows you to understand where your money is going, and to use this information to change your habits and plan for the future. But what […]
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4 Ways To Build Financial Maturity
Being capable and mature with your finances can make your life better, both now, and in the future. Managing your money well is a significant sign of financial maturity, and being financially mature can help you avoid a lot of problems. If you are looking to build financial maturity, here are four simple ways you […]
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Is My Child Ready For a Mobile Phone?
Mobile phones are everywhere in these days. Adults use them on the street, at the mall, in the workplace, at home, and almost anywhere else imaginable. Many children and teenagers also use mobile phones. How do parents decide? Is my child ready for a mobile phone? Parents are often unsure at what age they should […]
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Five Signs it Might be the Right Time to Ditch Your Car
There’s a movement growing in many of America’s cities today. Young people especially are asking whether it truly makes sense to own a vehicle. The costs of vehicle ownership are high. Between car payments, insurance costs, gas, taxes, and maintenance, you can end up paying $10,000 or more per year just to own a car. […]
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Simple Savings Tips For America Saves Week 2017
By Tammy G. Bruzon, America Saves America Saves Week (February 27 – March 4, 2017) is an annual opportunity for individuals to assess their savings and take financial action. Each year, we encourage savers – or potential savers – just like you to set a goal, make a plan, and save automatically. This America Saves […]
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8 Ways To Get Warm Without Turning Up The Heat
Are you feeling the cold inside your own home this winter? If so, that may be because you’re holding back on turning up the heat to save money. It’s true that heat can become costly, but if your rooms are under-heated, you’ll need other ways to keep warm and, fortunately, there are plenty to choose […]
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Pay Yourself First
Why this strategy might be the best way to boost savings Remember that old infomercial for an at-home rotisserie grill? Ron Popeil, infomercial king, demonstrated how to prepare the chickens. Once he placed them in the grill, he asked the audience what to do next. “Set it and forget it,” they shouted. Saving for your […]
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Budget-Friendly Spa Treatments at Home
You don’t need the spa to relax on a budget. A day at the spa might sound lovely. But, with treatments ranging anywhere from $30 to $200 or more, the luxury is out of the question for most Americans. The good news is that booking an appointment at some high-end establishment isn’t the only way […]