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Ready for Christmas? Start Prepping for Holiday Gift Giving Now!
Halloween is still a few weeks away. Is it really time to start preparing for holiday gift giving? The answer is easy: Yes! Christmas and other winter holidays can turn into major expenses for American families. In 2016, holiday retail sales in the United States totaled $655 billion, according to the National Retail Federation. Those […]
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Buyer Beware: Watch Out For Deceptive Car Ads
There’s no question: Buying a car – used or new – is expensive. The average price for a new car topped $34,000 in June 2017, according to Kelley Blue Book analysts. Meanwhile, in 2016, the used-car transaction price reached a record high at $19,200, according to Edmunds. Considering that financial experts recommend the 20/4/10 rule […]
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How Do You Refinance a Car Loan?
Many drivers do not realize that they can refinance their car loans in much the same way they would refinance their mortgages. The amounts may be lower and the terms may be shorter, but the two refinancing processes work in much the same way. So how does refinancing a car work? Unless you paid cash […]
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Kids and Money – Cut Down on Requests for Stuff
The U.S. Department of Agriculture came out with a number this year that probably won’t startle any parent, who is trying to keep a teenage boy’s hunger at bay or pay for weeks of summer camps. Kids and money just go together it seems. The agency found that the cost to raise a child born […]
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How To Cut School Expenses (from Pictures to Field Trips)
Do The Math It’s time for another school year to begin. And, as kids prepare to fill up their brains with knowledge, parents may feel like they’re dumping their wallets out at the school doors. Are you looking to cut school expenses? We’ve got some tips for you! Of course, there’s the cost of school […]
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Cramming – Why You Need to Check Your Phone Bill
Don’t get scammed! If you have not taken a look at your phone bill lately, you may be in for an unpleasant surprise. A growing number of consumers have complained about unauthorized and unexplained charges on their bills. Such charges have become so common that telephone companies even have a special name for them; they […]
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Tips To Manage Utility Bills
It doesn’t matter how much money you have, whether you are rich, poor, or somewhere between, no one likes paying more than they have to for anything, especially utility bills. While you can’t make your utility bills disappear, with necessities like heat and lighting, you can manage them, reducing the amount you pay each month. […]
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Frugality Boot Camp: 5 Training Tips for Thrifty Living
As a child, we all have a tendency to imagine the fabulous life we will live as adults. You probably never thought you’d have to delve into the realm of living on a budget, but real life and adult responsibilities can work together to burst your bubble. Don’t fret if you have to make some […]