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How to Handle Financial Stress
Are you looking for ways to handle financial stress? A recent survey (pre-COVID-19) discovered that although 58% percent of workers thought their finances were heading in the right direction, 38% were living paycheck to paycheck, and 39% could not come up with $3,000 in the event of an emergency. Recent events due to COVID-19 have probably changed […]
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Isn’t it Romantic? Talking about Love and Money
It’s that time of year again. The Valentine decor and candy are all on a shelf or rack at 90% off; many looking chewed up and ready for the dumpster. The fronts of stores now have bathing suits and cruise wear as people seek to escape the snow and sleet for warmer climates. Valentine red […]
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Are Your Spending Habits Based on Fear?
Saving money is helpful when it has a purpose and a plan. Looking forward with anticipation of a good future can be helpful in promoting positive spending habits. But fear-based spending habits aren’t helpful. Hoarding money with no plans to spend because of a fear of letting it go won’t move you towards a successful […]
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What is Financial Hardship?
Do you have a financial hardship? Find out what the term means and what your options are.
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Veterans Day Survey: Active Duty Military Face Financial Concerns
As we celebrate Veterans Day, a recent study shows that our future veterans — active duty military members and their spouses — are struggling financially. According to the survey from the National Foundation for Credit Counseling and Wells Fargo, nearly 9 in 10 active service members — and 84% of their spouses or partners — […]
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A Personal Finance Checklist for Young Adults- What You Need to Know
Welcome back to the Young Adults Perspective series, where we offer insights and tips for newly financially independent young adults. Last week, we looked at the blooming industry of FinTech, and covered tools that offer assistance for managing your personal finances. This week, we will be focusing on a much simpler type of tool: a […]
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FinTech Tools – How Young Adults Can Better Manage Money
Last week, the Young Adult’s Perspective series covered tips on moving towards financial independence, including, most importantly, budgeting. The goal of budgeting is to maximize your savings potential so that you can make better use of your money both now and down the line. There are two challenges for anyone trying to get started saving, […]
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Moving Towards Financial Independence – A Young Adult’s Perspective
For millions of young Americans, the young adult lifestyle is drawing to a close. Those who made college the best four years of their lives are now getting ready to venture off into financial independence. Many college graduates are making plans for the upcoming year, whether that’s starting their first jobs out of college, travelling, […]
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5 Tips For Facing a Financial Emergency
Whether it’s an illness, a job loss, an unexpected home repair or some other financial emergency, nearly half of Americans faced a money crisis in the past year, according to CIT Bank’s savings survey. What’s worse: More than half of Americans aren’t prepared to handle one when it does happen. According to the survey, a […]