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Is Minimalism Right for You?
When my husband and moved about eight years ago, we decided to get a storage pod so that we could pack at our leisure. Since we were both working, I thought this was a great idea. When my husband’s grandmother died, his mother inherited her things. When his mother passed away, we inherited all of […]
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What’s The Difference Between Short-Term and Long-Term Disability Insurance?
About 25% of Americans will suffer from a disability for at least a year before they reach retirement age. And 5.6% will have a short-term disability of six month or less during their working life, according to the Council for Disability Awareness. Knowing these statistics point to the importance of understanding the difference between short-term […]
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Treat Yourself: Frugal Self-Care Options for Valentine’s Day
As the calendar gets closer to Feb. 14, thoughts usually turn to our loved ones as we look for ways to express our love and celebrate Valentine’s Day. But this year, more than ever, we all need to remember to take the time for a little self-care too. Frugal self-care options are essential for those […]
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How Gratitude Can Change Our Financial Outlook
Gratitude: noun The quality of being thankful; readiness to show appreciation for and to return kindness. During this extended season of the pandemic, I feel like I’ve lost all sense of time. The days of the calendar meant absolutely nothing to me. I’m one whose senses are the strongest indicator of what season I’m in […]
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How Does Your Body React to Financial Danger?
We are fully integrated, multi-dimensional beings and everything related to us, affects us. It’s virtually impossible to separate our thoughts and actions from our bodies. If you lay down to sleep, your whole body follows; your ears and feet don’t rest while your knees and elbows stay up. When you eat, it’s not just your […]
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6 Tips to Address Financial Stress
Americans are increasingly stressed, and a primary cause of that stress is likely no surprise to many of us. A 2018 survey by Northwestern Mutual found that financial stress was the primary source of stress for 44% of those surveyed. And with all of the turmoil of 2020 and the COVID-19 pandemic, it’s likely that those […]
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How Decision Fatigue Can Impact Your Spending
In most of our financial education classes we stress the importance of making good decisions about money as early as possible, and for very good reason. The sooner you save for retirement, the more you’ll have later in life; the quicker you identify potential problem spending or debt issues the quicker you can impact your […]
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Limiting Beliefs and How They Impact Your Money
Limiting beliefs are nasty little gremlins. I imagine their bodies to be brownish green, squatty with warts all over. Their pointed yellow teeth gnaw away at confidence and seek to constrain happiness and limit our future by believing wrong ideas. You may think giving these things shape and form is a ridiculous notion, but I […]
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Talking With Your Kids About COVID-19
Each generation has had challenging events; the 9/11 attacks in NY; hurricanes Katrina and Rita; world wars, global conflicts, and school shootings. Quite often, these events have seemed far away if they didn’t affect our specific community directly, but the COVID-19 pandemic has changed the world and we find ourselves in the same predicament as […]
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5 Ways Valuing Time Over Money Builds Happiness
We may all be chasing the dollar every single day, but, when it comes to happiness, a growing body of research tells us that people who value time over money are happier. In one study of thousands of Americans, most said money would bring them more joy, yet, researchers found that choosing time over money […]