Category: Financial tips and tricks

  • Simple Savings Tips For America Saves Week 2017

    By Tammy G. Bruzon, America Saves America Saves Week (February 27 – March 4, 2017) is an annual opportunity for individuals to assess their savings and take financial action. Each year, we encourage savers – or potential savers – just like you to set a goal, make a plan, and save automatically. This America Saves […]

  • 8 Ways To Get Warm Without Turning Up The Heat

    Are you feeling the cold inside your own home this winter? If so, that may be because you’re holding back on turning up the heat to save money. It’s true that heat can become costly, but if your rooms are under-heated, you’ll need other ways to keep warm and, fortunately, there are plenty to choose […]

  • Pay Yourself First

    Why this strategy might be the best way to boost savings Remember that old infomercial for an at-home rotisserie grill? Ron Popeil, infomercial king, demonstrated how to prepare the chickens. Once he placed them in the grill, he asked the audience what to do next. “Set it and forget it,” they shouted. Saving for your […]

  • Deferred-interest Credit Cards – Too Good To Be True?

    Big risks possible with ‘deferred interest’ credit cards The next time you’re offered a “great deal” on a credit card that puts off interest payments until months or years later, it might be best to just walk away. Popular at mall shops, appliance and furniture stores and big box retailers, these deferred interest credit cards […]

  • Produce Deals: Researchers Have Good News for Bargain Shoppers

    About 20 percent of the average American’s annual grocery bill goes toward fresh vegetables and fruit, according to The Food Institute’s Demographics of Consumer Food Spending. And, for good reason. The federal government’s MyPlate, a reminder for healthy eating, recommends we eat as much as two cups of fruit and three cups of vegetables a […]

  • 3 Details You Should Know For Tax Season 2017

    Today’s guest post is written by Tammy G. Bruzon. Tammy works for America Saves, managed by the nonprofit Consumer Federation of America (CFA), which seeks to motivate, encourage, and support low- to moderate-income households to save money, reduce debt, and build wealth. Learn more at AmericaSaves.org. Tax season can be an exciting time for savers. This year, […]

  • Exercise on a Budget: Spend Less and Still Have Fun Working Out!

    The prospect of working out when money is tight may be daunting, but it’s possible to exercise on a budget and spend less while still enjoying workouts. Using expensive equipment and buying a gym membership aren’t the only ways to keep fit. You can be trim and healthy without wasting money. No-cost Excercise Equipment You […]

  • Just Brown Bag It

    Why bringing, not buying, your lunch is the best money-saving move We all like a little break – especially in the morning as we’re rushing around the house trying to get ready for work and pushing kids out the door for school. And while there might be ways to streamline the morning routine (like making […]

  • Top 10 Posts of 2016

    As a leading financial education and debt management provider, CESI is committed to providing informative content to consumers and clients through the CESI blog. As we begin a fresh year, we have taken some time to compile the top 10 most viewed posts of 2016 that cover everything from shopping addiction to finding the best […]