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Should You Loan Money to a Family Member?
Should you loan money to a family member? Lending money to a member of your family is tricky at best, and a terrible idea at worst. At some point in your life, you are likely to find that someone you are close to falls upon hard times. It’s possible that they might ask for some […]
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Dollar Dinners: Five Healthy Meals on a Budget
The grocery store bill can add up quickly, especially for families with growing and hungry children. Even when you take advantage of sales; cut coupons; buy frozen produce instead of fresh, and sort through the “manager’s special” shelves, it’s still easy to go over budget. And, for some, that means empty cupboards and hungry bellies […]
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5 Money Management Lessons to Teach Your Kids
Most parents are quick to teach their kids about staying safe and being polite, but valuable life lessons about money can seem more daunting. However, parents are a child’s biggest influencers when it comes to money – after all, you’re their only role model when it comes to spending and saving your hard-earned cash – so it’s important […]
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Surviving Financially While You Are Unemployed
Maybe you have just graduated from college. Maybe you have recently relocated. Maybe you have been a victim of layoffs. Whatever the case, if you find yourself without employment, what do you do? First of all, don’t panic.Take a deep breath. You can get through this. You will survive, and you can even thrive. If you […]
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Three Big Reasons Why Budgets Fail
If you’ve ever gotten to the end of a month and wondered where all of your hard-earned money went, it’s probably time to revisit your budget. Living with a budget allows you to understand where your money is going, and to use this information to change your habits and plan for the future. But what […]
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4 Ways To Build Financial Maturity
Being capable and mature with your finances can make your life better, both now, and in the future. Managing your money well is a significant sign of financial maturity, and being financially mature can help you avoid a lot of problems. If you are looking to build financial maturity, here are four simple ways you […]
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6 Simple Ways to Cut Your Easter Budget
Looking to cut your Easter Budget? Frilly Easter dresses. Chocolate bunnies. Hams. Easter lilies. Americans spent an estimated $17.3 billion on Easter last year, according to the National Retail Federation – or $146 per person. In fact, Easter spending shot up to its highest level in 13 years in 2016, according to the group, the […]
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Is My Child Ready For a Mobile Phone?
Mobile phones are everywhere in these days. Adults use them on the street, at the mall, in the workplace, at home, and almost anywhere else imaginable. Many children and teenagers also use mobile phones. How do parents decide? Is my child ready for a mobile phone? Parents are often unsure at what age they should […]
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Five Signs it Might be the Right Time to Ditch Your Car
There’s a movement growing in many of America’s cities today. Young people especially are asking whether it truly makes sense to own a vehicle. The costs of vehicle ownership are high. Between car payments, insurance costs, gas, taxes, and maintenance, you can end up paying $10,000 or more per year just to own a car. […]
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How to Save Money on Baby Necessities
Babies bring joy and wonder to our lives. They can also cause families to overspend and go into debt. According to a recent BabyCenter survey, parents will spend an estimated $10,000 on their little bundles of joy in the first year. There are a few costs you won’t be able to change–like doctor co-pays–but there […]