Category: Financial tips and tricks

  • Beware Of Free Trial Scams

    Free product! Risk-free trial! The “free” offers for anything from cooking gadgets to skincare products appear on pop-up internet ads, unsolicited emails, and TV. In some cases, they may be legitimate opportunities to try something new. But, more often, those offers can be costly mistakes when consumers unwittingly agree to monthly subscriptions or additional products […]

  • Holiday Shopping Bargains: ‘New to you’ Is As Good As Brand New

    Why thrift stores, consignment shops should be your holiday shopping destination The bells are ringing. The holiday decorations are up (since September). And retailers across the country are ready for what’s shaping up to be a solid holiday shopping season. Indeed, 2017 holiday retail sales are expected to reach about $680 billion, up nearly 4 […]

  • Struggling to Find Affordable Rent? Tips to Help

    Feel like affordable rent is out of reach? You’re not alone. A recent study, conducted by Harvard’s Joint Center for Housing Studies, revealed that more than 60 percent of renters don’t earn enough money to afford monthly payments on the median-priced home in their area. Affordable, according to the study, means that payments can’t be […]

  • National Saving Day 2017

    October 12, 2017 is the first annual National Savings Day founded by Capital One. For many people, the hardest step to saving money is simply just getting started. To help get the ball rolling, we’ve listed some helpful steps you can take to start saving money. Start Saving Today! Start by recording your expenses (all […]

  • Money Myths that Keep Us Poor

    Do you want financial success but imagine that it is unreachable? If so, you have fallen under the spell of money myths. Myths are illusions that evolve through word of mouth and are handed down through generations. People rarely question their validity because they are widely believed and repeated as though they are facts. The […]

  • 5 Steps to Recover Financially After a Natural Disaster

    Tens of thousands of families and individuals are picking up the pieces after losing nearly everything during the 2017 hurricane season. Harvey and Irma’s paths of devastation and destruction will have a lasting impact on the neighborhoods, communities, and cities they hit. For many, it will take years to rebuild their lives. Some may never […]

  • How does Peer-to-Peer Payment Work?

    Life happens. You’re out to dinner with a friend and when the bill comes, you realize your wallet is at home. Or, maybe it’s vice versa. Perhaps your cousin owes you some money for a joint family gift you purchased for grandma. Cash and checks still work, but, more often, people are relying on electronic […]

  • Ready for Christmas? Start Prepping for Holiday Gift Giving Now!

    Halloween is still  a few weeks away. Is it really time to start preparing for holiday gift giving? The answer is easy: Yes! Christmas and other winter holidays can turn into major expenses for American families. In 2016, holiday retail sales in the United States totaled $655 billion, according to the National Retail Federation. Those […]

  • Five Reasons Why You Need Renters Insurance

    More than half of renters don’t have renters insurance. Think you don’t need it? Think again. Renters insurance is something every renter should have. If you need convincing, here are some reasons to consider why you need to get renters insurance today. 5 reasons you need renters insurance 1.You need the coverage. Your landlord may […]

  • A Financial Checklist For Natural Disaster

    Most of us are aware, at least in general ways, of how to prepare for a pending natural disaster. We may know how to board up our homes to protect them from hurricanes, purchase bottled water when a storm is coming, stock up on non-perishable food items and make sure we have batteries on hand […]