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Handling Debt After Death – What Do I Need To Know?
How to handle debt when a spouse, close family member dies Perhaps it was an extended illness. Or, maybe it was a sudden loss. Either way, the death of a spouse or close family member can be a shock to the system – emotionally, of course, but also financially. For women, the experience can be […]
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6 Simple Ways to Cut Your Easter Budget
Looking to cut your Easter Budget? Frilly Easter dresses. Chocolate bunnies. Hams. Easter lilies. Americans spent an estimated $17.3 billion on Easter last year, according to the National Retail Federation – or $146 per person. In fact, Easter spending shot up to its highest level in 13 years in 2016, according to the group, the […]
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Is My Child Ready For a Mobile Phone?
Mobile phones are everywhere in these days. Adults use them on the street, at the mall, in the workplace, at home, and almost anywhere else imaginable. Many children and teenagers also use mobile phones. How do parents decide? Is my child ready for a mobile phone? Parents are often unsure at what age they should […]
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8 Ways To Have Affordable Family Spring Break Fun
Beach vacations. Tropical destinations. Long weekends. Spring break often means big bucks for plenty of families. Spending tops $1 billion, according to one report, and that’s just for college spring breakers partying in locations in Florida and Texas. That tally doesn’t include the countless families, faced with a week off of school and questions […]
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How to Save Money on Baby Necessities
Babies bring joy and wonder to our lives. They can also cause families to overspend and go into debt. According to a recent BabyCenter survey, parents will spend an estimated $10,000 on their little bundles of joy in the first year. There are a few costs you won’t be able to change–like doctor co-pays–but there […]
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Money Management For Seniors: How To Help An Aging Loved One
Here are the best ways to help aging loved ones navitage the tricky world of money management well into their golden years.
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Top 10 Posts of 2016
As a leading financial education and debt management provider, CESI is committed to providing informative content to consumers and clients through the CESI blog. As we begin a fresh year, we have taken some time to compile the top 10 most viewed posts of 2016 that cover everything from shopping addiction to finding the best […]
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Cheap Indoor Winter Activities For Kids
Do you miss the warm, sunny summer days when the kids stay occupied for hours at a time just playing outside? Depending on where you live, it’s hard to spend a lot of time outdoors in the winter because of the cold or snow. But being stuck inside all day means kids quickly get cabin […]
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Giving Thoughtfully: Why “Generous” Gifts Aren’t Always the Best
There’s a lot of “wonder” during the holiday season, but not the kind they sing about in Christmas carols or talk about in holiday TV specials. Instead, people wonder if they can afford much of anything on their kids’ Christmas list. They wonder if the season will mean racking up more credit card debt. They […]