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Do You Need Life Insurance?
More than half of Americans (54 percent) have life insurance, according to a 2017 survey, but nearly one in three say they need more. What’s holding them back? Knowledge and finances. According to Life 2017, a survey released by LIMRA, an international research group, 4 in 10 consumers say they have no life insurance because […]
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The Best Financial Advice for Families Looking Toward the Future
By Guest Contributor: Sara Bailey: thewidow.net Having children brings on many new responsibilities, not the least of which is ensuring financial security for your whole family. It’s important to look at both the present and the future. Here’s some important financial advice for families to help you make responsible choices for you and […]
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Just Three Christmas Gifts for Kids?
Why some families are scaling back on Christmas gifts for kids Until recently, the “perfect” Christmas included a beautiful tree overflowing with Christmas gifts for kids. Parents attempted to get every single item off their children’s wish lists – from bikes and gaming consoles to the trendiest boots and the hottest toy of the year. […]
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4 Ways to Combat Holiday Stress with More Gratitude
Holiday stress impacts just about anyone, but especially for those on a strict budget or facing financial hardships. The season, after all, is expensive. The average consumer expects to spend more than $1,000 during the 2018 holiday season, according to the National Retail Federation. It can be demoralizing. One study a few years ago found […]
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The Cost of Raising a Special Needs Child
Everyone knows that it’s expensive to raise a child, but the cost of raising a special needs child can be far greater. At any one time, nearly 9 million American families are actively caring for children with special needs. Consider this: According to the U.S. Department of Agriculture, the cost of raising an average child to the […]
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Get the Party Started: Save on Kids’ Birthday Parties
If you have children, it seems to happen nearly every year as your child’s birthday approaches – the requests for an amazing birthday party. Birthday parties are expensive, and if you have a tight household budget, birthday parties may seem impossible to pull off. When you consider venue, food, goody bags, cake, and presents, it’s […]
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Six Ways to Make Braces More Affordable
The crooked front teeth and massive overbite were probably a clue. But, for many parents, the news that your child needs braces and the details about just how much it’s all going to cost can cause anxiety and prompt you to wonder if there is a way to make braces more affordable. Ready for some […]
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Frugal Family Fun: 5 Ways to Save on Summer Family Entertainment
Looking for simple ideas for frugal family fun? Now that schools are emptying out for the summer, many families are scrambling to figure out how to keep their kids occupied during the long days without emptying their wallets. Arranging for frugal family fun doesn’t have to be an overwhelming task. There are plenty of ways […]
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Helping Teens Learn About Money
They may be just a handful of years away from adulthood, but many teens have no clue about seemingly simple money matters. If you parent, chances are you’re going to have to take on the task of helping teens learn about money. A recent global study, which included teens in the United States, found that […]
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Celebrate Mother’s Day for $20 Or Less
Mother’s Day is just around the corner and that means children everywhere, both young and old are sweating bullets trying to come up with the perfect gift to celebrate mother’s day, often on a limited budget. You could go with the old standard of a handmade card or a drawing, but let’s face it, if […]