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Are You Unbanked? Here is What to do About it.
Most Americans have access to a bank account, directly depositing their paychecks each month and digitally paying their bills from it. But not every adult has that advantage. According to the Federal Deposit Insurance Corporation report, or FDIC, about 7.1 million U.S. households are unbanked. These are individuals with no access to a checking or […]
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What’s the Deal with Credit Boosting Products?
Are you a target? If you’re on a list that targets people with credit challenges then you’ve likely been pitched products that are promising to boost your credit score. The ads read: How to Improve Your Credit Score 100 points in 30 days! Raise your FICO score instantly and buy a home next week! Raise […]
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How to Get Your Credit Card Debt Under Control During COVID
Racked up credit card debt during COVID? Here’s what to do now If your credit card debt grew out of control during the pandemic, you’re hardly alone. Some 51% of U.S. adults with credit card debt added to it during COVID, according to a new survey from CredtCards.com. And nearly half of those people blame […]
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Good and Bad Debt: Understanding the Difference
When you’re considering borrowing cash, there’s a lot to think about. You may have a lot of questions, but let us at CESI Solutions help guide you.
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Free, But Not Really: Hidden Prison Costs Following Incarceration
After being asked to help someone “with their bills” who had been recently released from prison, I was shocked to find out exactly what bills they meant. I try to stay informed about issues related to financial literacy but I was woefully ignorant (and am still learning) about the real prison costs that follow incarceration. […]
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Which Debt Management Tools Are Best For Me?
You’re ready to choose a debt management software program, and that can be confusing. To narrow down your choices, here are the 9 most important features.
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Manage Your Money Better with Budgeting Tools
So, you’ve made the decision to manage your debt. Congratulations! Now what? Great question. First, you’ll need tools. Before deciding which tool to…