-
7 Items to Consider for Your Year-end Financial Checklist
For many of us, the focus in December is on holiday shopping and parties and family traditions. And while those rituals typically include tree decorating and hot chocolate sipping, you probably should add another to your year-end list: a financial review. Now is the time to take a step back and assess your financial health, […]
-
Should You Hire a Credit Repair Company to Repair Your Credit?
When you are working to pay off debt and rebuil your credit, it is common to ask,“Should I hire a credit repair company to get the job done faster?” We’ve all seen plenty of ads on TV and websites on the Internet that promise to rebuild your credit quickly. Is it possible to pay someone […]
-
Debt Consolidation: Will it Hurt Your Credit?
Your debt is starting to feel unmanageable. You can’t continue to juggle minimum payments and carry balances that don’t seem to go down. Something has to give. If you’re researching options for debt relief, you’ll likely come across two popular terms: Debt Management Plan and Debt Consolidation Loan. How do they work? How will they […]
-
Identity Theft Top Consumer Concern
New study says bank fraud, Identity theft top consumers’ concerns When U.S. consumers were asked to rate their biggest fears in a recent survey, becoming the victim of a terrorist attack and even their own death or that of a loved one didn’t rank as their top worry. Identity theft and banking fraud were their […]
-
Ready to Buy a Car? Check Your Credit Score First
Need a reason to check your credit score? A new study from WalletHub finds that buyers who have “fair” credit will end up spending about five times more to finance a new vehicle than somebody with excellent credit. The study, part of WalletHub’s third quarter auto financing report, estimates that not having a top credit […]
-
Equifax Data Breach – What To Do Now
Equifax, one of the nation’s 3 credit reporting agencies, recently reported a data breach that could potentially impact 143 million Americans. If you have a credit report, your personal information could be at risk. If you have been the victim of a data breach, you may be wondering what to do now? It may seem frightening, but […]
-
Have You Checked Your Credit Score Lately?
New credit score changes give some a boost, others a setback Big changes to the way your credit score is calculated are good news for some people – and not so great news for others. It gets complicated, but here’s the skinny: VantageScore, a credit scoring system that is used by the three major credit […]
-
How to Understand Your Credit Score
Did you know you have not one credit score, but multiple scores? We outline all that you need to know about maintaining a healthy credit score here.
-
Credit Report Dispute – A How To Guide
Credit Report errors are not uncommon. In fact, A 2013 Federal Trade Commission study found 1 in 5 consumers have errors on their reports. Those odds should make any of us want to check our reports to see if credit report dispute is needed. While you can’t stop errors from being made, credit report dispute […]
-
Protecting Your Kids From Identity Theft
Knowing how to protect your kids from identity theft is crucial information to know to safeguard their futures. If their identities are stolen when they are children, it can cause them problems in the future when they apply for jobs, for college, or for credit; (an apartment, home or car.) How are child identities stolen? […]