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What’s the Deal with Credit Boosting Products?
Are you a target? If you’re on a list that targets people with credit challenges then you’ve likely been pitched products that are promising to boost your credit score. The ads read: How to Improve Your Credit Score 100 points in 30 days! Raise your FICO score instantly and buy a home next week! Raise […]
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Stay on Top of Holiday Credit Card Debt
During the holidays, your credit card can be your best friend or your worst enemy. Make the most of your spending without going too deeply into debt.
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Good and Bad Debt: Understanding the Difference
When you’re considering borrowing cash, there’s a lot to think about. You may have a lot of questions, but let us at CESI Solutions help guide you.
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3 Ways to Improve Credit
Part of getting your financial life back on track is raising your credit score. Follow these tips to improve credit and start your financial life anew.
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What Credit Reporting Agencies Know About You and Where They Get Their Information
Most people know about the big three credit reporting agencies; Equifax, Experion, and Trans Union. The information in your credit report is available to lenders, banks, and credit card companies who make decisions about lending based on the information contained in the report. But what do these credit reporting bureaus know about you and where […]
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What are the Risks of Cosigning?
What are the risks of cosigning? If you’ve been asked to cosign a loan for a friend or family member, you may have questions. It’s possible you have heard horror stories regarding cosigning – and there are plenty out there. It’s also possible that you don’t think cosigning is a big deal at all. Cosigning isn’t […]
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The Fastlane to Car Ownership
Welcome to this week’s edition of the Young Adults Perspective series. In our last piece, we discussed some key things you needed to learn before working in the gig economy. As a part of that piece, we wrote about using your personal vehicle for work. We realize that, for some of you, this might not […]
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Renting While Rebuilding Credit
There are many reasons why renting a home is a good option for a family. You may need time to prepare for homeownership, or may only plan to live in the home for a short time. Another reason you may consider renting is that you are in the process of rebuilding credit. Unfortunately, credit issues […]
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How to Read a Credit Report
Learn how to read a credit report so that you have an idea of what potential lenders and employers see when they take a look at yours.
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5 Reasons to Check Your Credit Report
Do you check your credit report? Your score might be the furthest thing from your mind while you’re going about your day-to-day. But, in reality, it could guide a lot of what you do daily. Banks and credit card companies use the all-important number to determine your creditworthiness. Potential landlords look at it. Even future […]