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How Does Credit Counseling Work?
How does credit counseling work? If you struggle with debt, you may have asked this question. There’s a lot of confusing information out there about how to handle your debt and what options are available to help you break free. Credit counseling is one of many options available, but how do you know whether or […]
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How Millennials Can Alleviate Financial Stress
A 2016 study from Payoff surveyed over 2,000 people and discovered that almost a quarter of respondents had PTSD-like symptoms due to their financial stress. For millennials, that number was as high as 36%. Many had nightmares of becoming homeless. With any kind of severe stress, responses like fear and denial, are common. That’s not […]
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Start Facing Your Financial Fears
Do you have financial fears? I recently read that it’s common for people to name some form of a financial fear as the thing that scared them most. There are many financial situations that make one’s heart beat faster and bring on mild feelings of panic. The “what-if” scenarios are the ones we tend to […]
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Credit Cards and College Students
It’s seen as normal to carry debt in society today – everyone has debt, especially credit card debt. But what about credit cards and college students? Are young adults ready to handle the burden of credit card debt? A recent study reports that one in four college students leaves with more than $5,000 in debt, and one […]
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Simple Tips for Dealing with Debt Collection
Hearing from debt collectors and dealing with debt collection can be an extremely stressful experience. Debt collection agencies use a variety of strategies to collect what they believe is owed to them. We understand that the tactics they use can be confusing and many are designed to confuse you into doing things you’re not actually […]
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5 Ways To Use Credit Cards Responsibly
Today there are many options when it comes to credit cards. If you have good credit, it’s simple to get approved for a card with good interest rates and a variety of perks. Used correctly, credit can help you build an even better score. However, if you do not use credit cards responsibly, you could […]
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Should You Hire a Credit Repair Company to Repair Your Credit?
When you are working to pay off debt and rebuil your credit, it is common to ask,“Should I hire a credit repair company to get the job done faster?” We’ve all seen plenty of ads on TV and websites on the Internet that promise to rebuild your credit quickly. Is it possible to pay someone […]