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7 Tips to Protect Yourself From Credit Card Fraud
Do you know how to protect yourself from credit card fraud? There always seems to be headlines about yet another data breach—when hackers break into a company’s computer system and steal sensitive and confidential personal data about their customers and clients. In 2018, Marriott International announced that a break in to its guest reservation database […]
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7 Pieces of Wisdom to Talk with Kids About Credit
Roughly half of parents have let their kids under the age of 18 use their credit card at some point – and 48 percent regret that they did it, according to a new survey from CompareCards.com. Whether they spent way too much on in-app purchases or went all out on Amazon, parents were left with […]
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7 Healthy Habits for Using Credit
Nearly half of Americans carry some amount of credit card debt each month, according to a new survey from NerdWallet.com. And that debt is on the rise – totaling $420 billion in late 2018, an increase of 5 percent over 2017. Credit card debt can be costly – and stressful – for consumers. But that […]
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5 Warning Signs That You Are Spending Too Much
Are you spending too much? Maybe you’ve missed a few bills or you’re living, mostly, paycheck to paycheck. Or, perhaps you just have this underlying feeling of guilt whenever you splurge on something at the mall. Whatever it is, before your financial health completely comes undone, there usually are warning signs that something isn’t quite […]
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Are You Being Impacted By The Government Shutdown?
Are you or someone you loved being impacted by the Federal Government Shutdown? The majority of American households do not have a rainy day fund to cover basics. According to the Federal Reserve Board, and research shows that 40 percent of American households can’t cover a $400 emergency expense. Simply put, a missed paycheck can wreak […]
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Recent Study: Women More Likely to Skip Credit Card Payments
Women are more likely than men to skip credit card payments, according to a 2018 study from CreditCards.com. The poll, which surveyed 1,000 adults, found that 48 percent of women hadn’t paid their credit card bill on time at least once compared to 35 percent of men. Overall, 42 percent of people said they have […]
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Secured Debt and Unsecured Debt: What’s the Difference?
Unsecured debt carries more risk for a lender than secured debt. Find out more about the two types of debt.
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5 Holiday Spending Mistakes That Could Cost You
Guest Post: Darlene Aderoju works for America Saves, managed by the nonprofit Consumer Federation of America (CFA), which seeks to motivate, encourage, and support Americans to save money, reduce debt, and build wealth. Learn more at AmericaSaves.org. The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, […]
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4 Tips to Help You Pay Bills on Time
Missing bill payments can ding your credit score and usually results in a fee. Learn how to pay bills on time with these tips.