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3 Ways to Get Affordable Monthly Car Payments
Consumers are looking for affordable monthly car payments, and for good reason. Car loan balances are at an all-time high, according to a new consumer debt study from Experian, totaling $1.27 trillion in 2018. Not only that, but the average monthly auto payment, according to the study, hit a new record in 2018. It now […]
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Understanding How Payday Loans Work
People who are having trouble paying bills sometimes turn to payday loans to get the cash they need, but these loans are very costly.
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Personal Finance Checklist Infographic
Financial success can be easy with the right tools. One of our favorite tools to use is a Personal Finance Checklist. When you have a full understanding of your financial picture, it’s easier to take steps toward financial security. Creating a personal finance checklist, especially if you update and review it regularly, can greatly enhance […]
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Should You Get a Store Credit Card?
Store Credit Card, yes or no? Spoiler alert: They often are too good to be true “Save 5% on all purchases!” “Get cash back!” “Cut your costs at the pump!” At checkout at many big box stores, supermarkets and mall shops, it’s nearly impossible to avoid hearing a pitch for the store’s credit card from […]
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Seven Ways to Stop Struggling With Finances
Not sure how much money you have—or how much you owe? You’re far from alone, according to a new study from Prudential, the financial services company. The study shows that many American families are struggling with finances. In its first Financial Wellness Census, the company found that one-third of American don’t have an “accurate handle” […]
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8 Signs You Need Help Managing Debt Infographic
It may be tempting to think ignorance is bliss when it comes to debt. Debt makes us uncomfortable and it can cause us to feel out of control. Ignoring debt and thinking it will take care of itself is rarely a solution that works. If you feel the nagging sense that you may be in […]
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Renting While Rebuilding Credit
There are many reasons why renting a home is a good option for a family. You may need time to prepare for homeownership, or may only plan to live in the home for a short time. Another reason you may consider renting is that you are in the process of rebuilding credit. Unfortunately, credit issues […]
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Americans Had Jobs, Consumer Confidence—and More Credit Card Debt in 2018
Unemployment was historically low and consumer confidence was at an 18-year high in 2018, but, even with jobs and positive feelings about the economy, consumers didn’t give their credit card debt a rest, according to a new report from Experian, the consumer credit reporting company. In fact, the consumer debt study found that credit spending […]
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How Much Would You Give Up To Get Out of Debt?
How far would you go to get out of debt? Would you give up something you find valuable? How much would you be willing to sacrifice? There’s no question that more American families are finding it harder to make ends meet and save money at the same time. In fact, recent data shows that more […]