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4 Ways To Build Financial Maturity
Being capable and mature with your finances can make your life better, both now, and in the future. Managing your money well is a significant sign of financial maturity, and being financially mature can help you avoid a lot of problems. If you are looking to build financial maturity, here are four simple ways you […]
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How to Pay For Medical Bills
Anything that requires medical treatment can be stressful. If you add in the stress of the financial burden that medical bills can take, it can become a bit overwhelming. You do not have to panic about how to pay for medical bills. Whether you have medical insurance or if you are paying on your own, […]
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Bankruptcy Filings Drop in 2016
The American Bankruptcy Institute had some good news to share early this year: In 2016, the total number of bankruptcy filings dropped 6 percent when compared to 2015. Commercial filings did rise – by 26 percent, according to the nonpartisan group that’s dedicated to research and issues related to bankruptcies. But, overall, there are plenty […]
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Deferred-interest Credit Cards – Too Good To Be True?
Big risks possible with ‘deferred interest’ credit cards The next time you’re offered a “great deal” on a credit card that puts off interest payments until months or years later, it might be best to just walk away. Popular at mall shops, appliance and furniture stores and big box retailers, these deferred interest credit cards […]
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Top 10 Posts of 2016
As a leading financial education and debt management provider, CESI is committed to providing informative content to consumers and clients through the CESI blog. As we begin a fresh year, we have taken some time to compile the top 10 most viewed posts of 2016 that cover everything from shopping addiction to finding the best […]
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Giving Thoughtfully: Why “Generous” Gifts Aren’t Always the Best
There’s a lot of “wonder” during the holiday season, but not the kind they sing about in Christmas carols or talk about in holiday TV specials. Instead, people wonder if they can afford much of anything on their kids’ Christmas list. They wonder if the season will mean racking up more credit card debt. They […]
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Beware of Holiday Scams
Fraudsters take advantage of holiday cheer It’s hard to put an exact dollar figure on how much consumers lose from scams, but, according to one report, the Federal Trade Commission estimated that there were nearly 49 million individual annual fraud transactions with an average loss of $60 – totaling nearly $3 billion lost to fraud. […]
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Got Debt? You Still Have Rights When Collectors Call
So you owe some money. Maybe a lot of money. And now, you’re afraid to pick up the phone, take in the mail and even open the door for fear that a collector is, once again, trying to contact you. If you are struggling with debt and you haven’t done so already, it’s time to […]