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Managing Personal Finances Doesn’t Have to Be Time Consuming
Americans have the best of intentions when it comes to managing personal finances, but few are actually taking the time to focus on how they’re spending their money. According to a survey conducted for the Northwestern Mutual’s 2019 Planning and Progress Study, nearly 50% of survey respondents said having a financial plan for the future […]
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Avoid These Common Tax Scams During Tax Season
It’s tax season, which can lead to tax scam season. Taxpayers have until April 15 to file their state and federal income tax returns this year. And, as they search their files and piles around their homes for critical tax documents, another group also is losing no time to make the most of the season […]
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Looking For a New Home? These Affordable Housing Trends Could Impact You
It’s been more than a decade since the 2008 financial crisis, but the affordable housing market is still playing catch up. According to Harvard University’s The State of the Nation’s Housing 2019, home construction remains sluggish. About 1.2 million homes were built in the year that the study covers, roughly 260,000 fewer than the market […]
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How to Recover from Financial Infidelity
Some of us are keeping secrets from our partners — and it’s not about a significant other in the wings. Your relationship could be suffering from financial infidelity. Nearly one in five U.S. adults who are in a live-in relationship are hiding a checking, savings or credit card account from their partner, according to CreditCards.com’s […]
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Breaking Free from Emotional Spending Part 2
Welcome to the post-holiday season. For some of us, the holidays were a joyous time with our families and friends; we received gifts, made beautiful memories and perhaps ate a bit too much. Others of us heard Visa, Mastercard, and Amex calling our names and our available line of credit proved to be a temptation […]
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How to Throw a Fun, Frugal Super Bowl Party
I have a confession: I know nothing about football. As in, not a single thing. Sure, I know what a touchdown is, but that’s about it. So it shouldn’t come as a surprise to you that I don’t even know who’s currently in the playoffs as we head towards the Super Bowl in a few […]
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Financial Considerations For Finding Your First Apartment
Welcome back to the Young Adults Perspective Series, where we offer tips to newly financially independent young adults. With the New Year comes a change in work for many young adults. You might have finished your education in December, or perhaps you found a better opportunity in a new city. There are millions of people […]
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Free Money? The Truth About Unclaimed Money Scams
For anybody, but especially those who are living on a tight budget or are struggling to make ends meet, a call from somebody with a pitch to send unclaimed money can seem like the answer to their prayers. Finally, they can stop worrying about whether they’ll make their rent payment for the month or afford […]
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Breaking Free From Emotional Spending: Part 1
We are whole integrated beings and everything that we do involves our whole selves. Just the simple act of breathing includes our nose, nostrils, lungs, diaphragm and some chest muscles. Our emotional life is tied to our thoughts, memories, good and bad experiences, preferences and desires. What we choose to wear, eat, watch on television […]
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Moving From Financial Illness to Financial Wellness
I came across a meme on Pinterest that literally stopped me in my tracks. It said, “If you don’t make time for your wellness, you will be forced to make time for your illness.” #readthatagain Why Financial Wellness Matters The truth of it was simple and clear and could apply to so many areas of […]