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5 Ways to Trim Your Water Bill
Summer is prime time for hefty water bills. Are you experiencing sticker shock from your family’s water usage and looking for ways to trim your water bill? As we go about their lives, the average American uses about 80 to 100 gallons of water per day. The average home is a water guzzler too. It […]
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5 Unexpected Costs of Home Renovations
Like everyone else, you’ve been home a lot more in the last few months due to COVID-19. All this extra time at home has allowed many of us to become more reacquainted with all the things we’d like to change about our homes: the outdated kitchen features, worn carpeting that you’d like to replace with […]
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5 Ways to Start Saving More Money Now
The average American household likely has some savings, but not nearly enough. So how do you start saving if you’re not in the habit? According to a report from Bankrate.com, which analyzed data from the Federal Reserve, the typical American household has about $8,860 saved at a bank or credit union. But most advisors, according […]
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Budgeting 101: Why is a Budget Important?
Learn how to make a budget to help secure your financial future. Budgeting helps you manage debt and expenses.
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Need Extra Cash? Here’s How to Launch a Side Gig
The COVID-19 pandemic has triggered many challenges for American households. Among them is widespread job losses as business shut down as part of efforts to prevent the transmission of the coronavirus. Now, even as the working world gets back to business, workers are experiencing reduced hours and furloughs that are having a big impact on […]
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How Lending Money Can End Badly For You
It may be tempting to consider lending money to help out your cousin who just lost his job or your best friend who needs help buying a new car, but you may want to think twice before lending to them or cosigning on a loan. Lending Money – Good Intentions Gone Wrong A study from […]
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Rebuilding Your Finances In a Crisis
The COVID-19 pandemic has dealt a bevy of challenges to consumers. Efforts to curb the spread of the coronavirus have shut down businesses across the country, triggering furloughs and tens of millions of job losses. The result, for many, is a devastating blow to their personal finances as they attempt to cover day-to-day expenses without […]
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Do We Have Too Much Stuff?
When most of the U.S. entered into the sheltering-in-place phase in March of 2020, everything was upended. Our fears were exposed and the truth about our shopping habits was laid bare. True confessions; I like going to stores. I want B & N to have any book I decide to read. I truly believed Jasmine […]
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How Decision Fatigue Can Impact Your Spending
In most of our financial education classes we stress the importance of making good decisions about money as early as possible, and for very good reason. The sooner you save for retirement, the more you’ll have later in life; the quicker you identify potential problem spending or debt issues the quicker you can impact your […]