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The Best Financial Advice for Families Looking Toward the Future
By Guest Contributor: Sara Bailey: thewidow.net Having children brings on many new responsibilities, not the least of which is ensuring financial security for your whole family. It’s important to look at both the present and the future. Here’s some important financial advice for families to help you make responsible choices for you and […]
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7 Items to Consider for Your Year-end Financial Checklist
For many of us, the focus in December is on holiday shopping and parties and family traditions. And while those rituals typically include tree decorating and hot chocolate sipping, you probably should add another to your year-end list: a financial review. Now is the time to take a step back and assess your financial health, […]
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Frugal Holiday Recipes for Less than $1 per Serving
Affordable Holiday Recipes to Help You Celebrate! Scanning the magazines in the grocery store or the countless recipe sites online, it’s so easy to get a little carried away with your holiday meal planning as you plan to make the stuffing that requires 20 ingredients or purchase the most expensive cut of beef. The recipes […]
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Just Three Christmas Gifts for Kids?
Why some families are scaling back on Christmas gifts for kids Until recently, the “perfect” Christmas included a beautiful tree overflowing with Christmas gifts for kids. Parents attempted to get every single item off their children’s wish lists – from bikes and gaming consoles to the trendiest boots and the hottest toy of the year. […]
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5 Holiday Spending Mistakes That Could Cost You
Guest Post: Darlene Aderoju works for America Saves, managed by the nonprofit Consumer Federation of America (CFA), which seeks to motivate, encourage, and support Americans to save money, reduce debt, and build wealth. Learn more at AmericaSaves.org. The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, […]
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Basics and Beyond: How to Get Things You Need For Free
The U.S. economy is growing, and unemployment is at an historic low, but plenty of Americans are still struggling to cover just the basics. A 2018 study from the Urban Institute, a nonprofit research group, found that nearly 40 percent of adults report that they or their families had trouble meeting at least one basic […]
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4 Ways to Combat Holiday Stress with More Gratitude
Holiday stress impacts just about anyone, but especially for those on a strict budget or facing financial hardships. The season, after all, is expensive. The average consumer expects to spend more than $1,000 during the 2018 holiday season, according to the National Retail Federation. It can be demoralizing. One study a few years ago found […]
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Banking Basics : Understanding Banking and Saving
Banking and saving are an important aspect of personal finance that isn’t frequently talked about. While it falls under the area of personal finance, many of us assume that in this day and age that nearly everyone is part of a bank or credit union. Surprisingly, there are still large portions of the population that […]
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6 Tips For Women to Take Control of Their Retirement Planning
As women take on retirement planning, they have a lot riding against them. Study after study show that women earn less than men and typically take more time away from the workforce to care for children and aging family members. Women, more often, work part-time, making them ineligible for benefits such as job-sponsored retirement funds. […]