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6 Ways to Cut Costs When Attending a Wedding
Weddings are expensive—even for the guests. Once you add up the costs to attend a shower, pre-wedding party and the actual wedding, a Bankrate.com survey says we spend as much as $370 on the nuptials of a distance friend or family member and $630 when a close friend or family member is tying the knot. […]
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How Much Would You Give Up To Get Out of Debt?
How far would you go to get out of debt? Would you give up something you find valuable? How much would you be willing to sacrifice? There’s no question that more American families are finding it harder to make ends meet and save money at the same time. In fact, recent data shows that more […]
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Borrowing Money from Friends or Family: A How To Guide
Whether it’s $2 for a cup of coffee, $20 for a bag of groceries or $2,000 to pay off credit card debt, many of us have resorted to borrowing money from friends and family to cover a quick splurge or pay off bills that we just can’t afford. In fact, according to Finder.com, an online […]
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Survey Reveals Top Barriers to Homeownership
2019 Consumer Financial Literacy Survey reveals the most significant obstacles faced by prospective homeowners, underscoring the need for homebuyer counseling and education. Raleigh NC (April 24, 2019) – As Financial Literacy Month is recognized throughout the nation, Consumer Education Services Inc. (CESI) and the National Foundation for Credit Counseling® (NFCC®) are working together to spotlight […]
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Twelve Successful Ways to Save More Money
A Guest Post By Barbara O’Neill, Ph.D., CFP, CRPC, AFC, CHC, CFEd, CFCS, Rutgers Cooperative Extension Savings is the foundation for investing. You cannot invest money if you have not saved it first. Like dieting, saving money is hard to start, even harder to maintain, and requires patience and discipline. When you achieve your financial […]
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More Married Couples are Getting a Roommate – Should You?
After saying, “I do,” you probably thought your spouse would be the only roommate you’d ever share your home with again. But, according to a new study, a growing number of married couples are actually getting a roommate to help them cut housing costs. A new study from Trulia.com finds that the number of married […]
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5 Tips For Facing a Financial Emergency
Whether it’s an illness, a job loss, an unexpected home repair or some other financial emergency, nearly half of Americans faced a money crisis in the past year, according to CIT Bank’s savings survey. What’s worse: More than half of Americans aren’t prepared to handle one when it does happen. According to the survey, a […]
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Are You Ready for National Financial Capability Month? Three Actions to Take Now
Guest Post By Lila Quintiliani, AFC®, America Saves April is National Financial Capability Month, when the Financial Literacy and Education Commission (FLEC) and the Ready Campaign encourage people to improve their financial futures and to be prepared when disaster strikes. Here are three actions you can take now to make sure you are ready for any financial […]
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Do You Have Unclaimed Money?
If you’re struggling with a tight budget, here’s a fun fact to consider: Various government agencies and organizations are holding more than $58 billion in unclaimed money, according to CNN Money, and a piece of that pie could be yours. This isn’t some nefarious plot to keep you from your money. Often, we are the […]
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7 Tips to Protect Yourself From Credit Card Fraud
Do you know how to protect yourself from credit card fraud? There always seems to be headlines about yet another data breach—when hackers break into a company’s computer system and steal sensitive and confidential personal data about their customers and clients. In 2018, Marriott International announced that a break in to its guest reservation database […]