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5 Ways Being Frugal Can Cost You More
Committing to making a budget—and sticking to it—is a big step toward improving your financial health. But if your new efforts involve cutting expenses and being more frugal you’ll want to be sure your efforts to save aren’t costing you more money in the long run. It might seem counterintuitive that a frugal lifestyle could […]
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5 Cheap Entertainment Ideas for Kids This Summer – And Why You Should Also Let Them Be Bored
As summer vacation gets underway, kids have big dreams about how they’ll wile away these long days and weeks that stretch ahead of them. They have visions of lazy days at the pool, hot afternoons running through the backyard sprinkler, lots of ice cream cones and plenty of time with friends. If you’ll be spending […]
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A Personal Finance Checklist for Young Adults- What You Need to Know
Welcome back to the Young Adults Perspective series, where we offer insights and tips for newly financially independent young adults. Last week, we looked at the blooming industry of FinTech, and covered tools that offer assistance for managing your personal finances. This week, we will be focusing on a much simpler type of tool: a […]
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FinTech Tools – How Young Adults Can Better Manage Money
Last week, the Young Adult’s Perspective series covered tips on moving towards financial independence, including, most importantly, budgeting. The goal of budgeting is to maximize your savings potential so that you can make better use of your money both now and down the line. There are two challenges for anyone trying to get started saving, […]
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Moving Towards Financial Independence – A Young Adult’s Perspective
For millions of young Americans, the young adult lifestyle is drawing to a close. Those who made college the best four years of their lives are now getting ready to venture off into financial independence. Many college graduates are making plans for the upcoming year, whether that’s starting their first jobs out of college, travelling, […]
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Seven Ways to Stop Struggling With Finances
Not sure how much money you have—or how much you owe? You’re far from alone, according to a new study from Prudential, the financial services company. The study shows that many American families are struggling with finances. In its first Financial Wellness Census, the company found that one-third of American don’t have an “accurate handle” […]
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The Three Step Guide To Saving For a Vacation
It’s the time of year when everyone is thinking of a vacation. A couple of days of rest and relaxation sounds wonderful and would help you and your family to reconnect. There’s only one problem: vacations are expensive. Thankfully, with a few minor adjustments, saving for a modest vacation is within reach. You may not […]