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5 Ways Valuing Time Over Money Builds Happiness
We may all be chasing the dollar every single day, but, when it comes to happiness, a growing body of research tells us that people who value time over money are happier. In one study of thousands of Americans, most said money would bring them more joy, yet, researchers found that choosing time over money […]
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6 Tips For an Affordable Last Minute Vacation
So, you’ve decided that taking an affordable last minute vacation is something you can pull off this year. Maybe you found a way to scrimp and save last month to splurge on a quick weekend getaway or a family member invited you for a week at their beach rental. Whatever the reason, congratulations! Studies show […]
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7 Free Personal Finance Classes You Can Take Online
Studies show that many Americans aren’t saving enough for retirement and can’t cover a relatively small emergency expense with the money they have on hand. According to the Federal Reserve, less than two-fifths of adults believe they are saving enough for retirement. And 40% of adults say that if faced with a $400 unexpected expense, […]
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Elder Financial Abuse: The Scams, Red Flags and How to Prevent It
Elder financial abuse is a growing problem, even a “burgeoning public health crisis” and “virtual epidemic,” according to some experts, as con artists scam seniors out of their savings, pensions and homes. There is no solid national estimate for just how much our elders lose each year to fraudsters, according to a 2018 report on […]
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Personal Finance Checklist Infographic
Financial success can be easy with the right tools. One of our favorite tools to use is a Personal Finance Checklist. When you have a full understanding of your financial picture, it’s easier to take steps toward financial security. Creating a personal finance checklist, especially if you update and review it regularly, can greatly enhance […]
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Should You Get a Store Credit Card?
Store Credit Card, yes or no? Spoiler alert: They often are too good to be true “Save 5% on all purchases!” “Get cash back!” “Cut your costs at the pump!” At checkout at many big box stores, supermarkets and mall shops, it’s nearly impossible to avoid hearing a pitch for the store’s credit card from […]
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7 Great Personal Finance Games and Apps For Kids
Most kids leave high school without taking any kind of course about managing their own money. According to the Council on Economic Education, just 17 states require high school students complete a personal finance course. And, when kids don’t learn about how to use credit cards or make a budget, studies show they face a […]
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8 Ways to Save Money at the Movies
Summer is prime time for movie watching. The kids are out of school, the weather is hot and there are a lot of summer blockbusters to chose from. But seeing a movie these days isn’t cheap. The average movie ticket price hit an all-time high in 2018, according to the National Association of Theatre Owners. […]
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Financial Goals You Can Accomplish in Six Months or Less
Last week on the Young Adults Perspective series, we talked about how to get back on track financially after a major setback. This week, we will continue to talk about the financial future, but with a positive focus of financial goals in mind. One of the best ways to ensure healthy spending practices is to […]