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It’s Not Too Early To Budget For The Holidays
Here we are, just a couple of months from what might be the most expensive time of the year for families: the holidays. The average American spends more than $1,000 on the winter holidays, according to the National Retail Federation. And many spend more, racking up debt that they have a difficult time paying off. […]
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Product Reviews May Save You Money – But Watch Out For Fakes
Before you purchase something, do you look at product reviews? Whether you are buying online, or in a store, a little bit of research and reading product reviews may save you money. Saving money is isn’t just about not spending money, it also means spending your money wisely. When making a purchase the cheapest option may […]
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Do You Live in a Food Desert? 5 Ways To Still Eat Healthy on a Budget
The corner grocery store where you can pop in for an affordable gallon of milk and a bunch of bananas doesn’t exist anymore in many communities across the country. More and more neighborhoods sit squarely in a so-called “food desert,” areas in small towns to big cities where there is little to no access to […]
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Should I Get a Store Credit Card?
“Would you like to save 15 percent on your purchase?” It’s a rare person who’d say no to that! But, that seemingly innocent question is typically followed by an offer to open a store credit card. You may be wondering, should I get a store credit card? On the surface, the offer could seem like […]
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Overwhelmed by Bills? Here’s How to Lower Them.
Are you overwhelmed by bills? Nobody wants to pay them, yet they come every month. Bills can put a real strain on a household’s finances. In fact, one study by doxoINSIGHTS found that in the 25 largest metro areas in the United States, the average American household pays $984 per month, or 17% of their […]
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What are the Risks of Cosigning?
What are the risks of cosigning? If you’ve been asked to cosign a loan for a friend or family member, you may have questions. It’s possible you have heard horror stories regarding cosigning – and there are plenty out there. It’s also possible that you don’t think cosigning is a big deal at all. Cosigning isn’t […]
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3 Ways to Get Affordable Monthly Car Payments
Consumers are looking for affordable monthly car payments, and for good reason. Car loan balances are at an all-time high, according to a new consumer debt study from Experian, totaling $1.27 trillion in 2018. Not only that, but the average monthly auto payment, according to the study, hit a new record in 2018. It now […]
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Can You Save Time and Money Using Grocery Delivery Services?
If the aisles of your grocery store seem just a little bit less crowded these days, here’s why: More and more people are ordering their groceries online using Grocery Delivery Services. By 2022, the Food Marketing Institute says that consumers could be spending $100 billion a year on grocery delivery services. In fact, in the […]
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How to Lower Bills that Impact Your Budget
Nobody wants to pay them, yet they come every month. Bills can put a real strain on a household’s finances. If you’re like many people, you may be looking for ways to lower bills. One study by doxoINSIGHTS found that in the 25 largest metro areas in the United States, the average American household pays […]
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How to Plan for Higher Education
Welcome back to the Young Adult’s Perspective series. In our last issue, we talked about first time homeownership for young adults. Today, we will be talking about pursuing higher education. At this point in the year, when college age students are preparing to go back to school for the fall semester, it may seem strange […]